207 Pumkin Patch Rd, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 207 Pumkin Patch Rd, Rutherfordton, NC 28139 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,164 sqft · built 2008
Lot Size	4.11 acres (179,467 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (May 2022)
Tax Bill	$2,758 (2022)
Deeds & Mortgages	Nov 2018 Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1626450`

Property Details

APN / Parcel Number

Primary APN	`1626450`
Alternative APN	`38262`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,164 sqft Heated Area
Gross Area	4,328 sqft
Basement Area	2,164 sqft
Unfinished Basement	2,164 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	179,467 sqft (4.11 acres)
Garage Area	519 sqft
Parking Spaces	2 Parking Spaces
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump

Location & Zoning

Account Number	38262
Street Address	207 PUMKIN PATCH RD
City	RUTHERFORDTON
State	NC
Zip	28139-8126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GILBERTOWN ESTATES LO121 PH2 PL19-20
Legal Subdivision	GILBERTOWN ESTATES
Legal Block	1
Legal Lot Number	121
Jurisdiction	RUTHERFORD NC
Township / Civil Division	GILKEY
Census Block Group	1
Census Block	1000
Census Tract	960502

Owner

Source: Rutherford County records · APN 1626450

Assessment roll updated January 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	207 PUMKIN PATCH RD, RUTHERFORDTON, NC 28139-8126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 09, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 16, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 16, 2022 · Amount on Record
Deed Sale	May 16, 2022 · Amount on Record
Prior Sale	Nov 09, 2007 · Amount on Record
Deed Document Number	0020603850
Deed Book / Page	2060 / 3850
Record Updated	Jun 07, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	207 PUMKIN PATCH RD, RUTHERFORDTON, NC 28139-8126
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020172757
Date	Nov 09, 2018
Book Page	2017/2757
Instrument	201820172757

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2038

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	May 16, 2022
Property Address	207 PUMKIN PATCH RD, RUTHERFORDTON, NC 28139-8126
Document Number	0020603850
Book / Page	2060 / 3850
Map Reference	MB 19 PG 20
Instrument Date	May 09, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 PINE RIDGE TRL, 20, ARDEN, NC 28704-7748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 PUMKIN PATCH RD, RUTHERFORDTON, NC 28139-8126

Mortgage

Document Number	0020603854
Date	May 16, 2022
Instrument	2060/3854

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated January 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$544,500 Land $67,200 Building $477,300	$544,500 Land $67,200 Building $477,300
2022	$2,758.00
2021	$2,758.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	About 1 in 610 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Skyrunner	Fixed Wireless (unlicensed)	25 / 10
North Carolina RSA 3 Cellular Telephone Company	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Vyve Broadband, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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