183 Pumkin Patch Rd, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 183 Pumkin Patch Rd, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 2,414 sqft · built 2007
Lot Size	4.19 acres (182,952 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (May 2022)
Tax Bill	$2,581 (2022)
Deeds & Mortgages	Jul 2021 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1626451`

Property Details

APN / Parcel Number

Primary APN	`1626451`
Alternative APN	`38263`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	2,414 sqft Heated Area
Basement Area	1,066 sqft
Finished Basement	1,066 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	182,952 sqft (4.19 acres)
Garage Area	707 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	70 sqft
Deck Area	448 sqft
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	38263
Street Address	183 PUMKIN PATCH RD
City	RUTHERFORDTON
State	NC
Zip	28139-8196
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GILBERTOWN ESTATES LO122 PH2 PL19-20
Legal Subdivision	GILBERTOWN ESTATES
Legal Block	1
Legal Lot Number	122
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	1
Census Block	1001
Census Tract	960502

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	183 PUMKIN PATCH RD, RUTHERFORDTON, NC 28139-8196
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 6, 2022	Warranty Deed, Transfer · VA Mortgage T2 FINANCIAL LLC
Aug 29, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2022 · Amount on Record
Deed Sale	May 6, 2022 · Amount on Record
Prior Sale	Aug 29, 2018 · Amount on Record
Deed Document Number	0020602308
Deed Book / Page	2060 / 2308
Record Updated	Jun 7, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	183 PUMKIN PATCH RD, RUTHERFORDTON, NC 28139-8196
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020491656
Date	Jul 28, 2021
Book Page	2049/1656

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	May 6, 2022
Property Address	183 PUMKIN PATCH RD, RUTHERFORDTON, NC 28139-8196
Document Number	0020602308
Book / Page	2060 / 2308
Map Reference	MB 19 PG 20
Instrument Date	May 6, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1904 CENTENNIAL RD, 1904, UNION MILLS, NC 28167-8995

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 PUMKIN PATCH RD, RUTHERFORDTON, NC 28139-8196

Mortgage

Document Number	0020602310
Date	May 6, 2022
Instrument	2060/2310

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Aug 29, 2018
Property Address	183 PUMKIN PATCH RD, RUTHERFORDTON, NC 28139-8196
Document Number	0020153816
Book / Page	2015 / 3816
Map Reference	MB 19 PG 20
Instrument Date	Aug 21, 2018
Instrument	201800002065
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	143 TEMPLE DR, 143, ELLENBORO, NC 28040-6633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 PUMPKIN PATCH RD, RUTHERFORDTON, NC 28139-8196

Mortgage

Document Number	201800002066
Date	Aug 29, 2018
Instrument	201800002066

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$658,500 Land $68,000 Building $590,500	$658,500 Land $68,000 Building $590,500
2022	$2,581.00
2021	$2,581.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10
Carolina West Wireless Fixed Wireless	25 / 3

May also be available: Verizon, Vyve Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Pumkin Patch Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures