207 Phoenix St, Kalispell, MT 59901 Property Records

Flathead County property record for 207 Phoenix St, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 852 sqft · built 2002
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,728 (Mar 2025)
Tax Bill	$2,270 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Oct 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0738917`

Property Details

APN / Parcel Number

Primary APN	`R0738917`
Alternative APNs	`07-3966-19-2-98-15-0000` `0000000919`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	852 sqft Living Area
1st Floor Area	852 sqft
Basement Area	792 sqft
Finished Basement	792 sqft
Family Room	Family Room

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,013 sqft (0.161 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Deck Area	24 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000000919
Street Address	207 PHOENIX ST
City	KALISPELL
State	MT
Zip	59901-9005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONE PINE VIEW EST, S19, T28 N, R21 W, LOT 4
Legal Range	21W
Legal Township	28N
Legal Section	19
Legal Subdivision	LONE PINE VIEW EST
Legal Lot Number	4
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2018
Census Tract	1201

Owner

Source: Flathead County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	207 PHOENIX ST, KALISPELL, MT 59901-9005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage SPRING EQ LLC
Oct 2, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 21, 2021	Deed of Trust, Mortgage · VA Mortgage CORNERSTONE HOME LENDING INC
Jan 15, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 8, 2019	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2025 · Amount on Record
Deed Sale	Mar 28, 2025 · Amount on Record
Prior Sale	Apr 26, 2024 · Amount on Record
Deed Document Number	20255636
Prior Transfer Date	Apr 20, 2024
Prior Transfer Doc	0000006978
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Apr 26, 2024
Property Address	207 PHOENIX ST, KALISPELL, MT 59901-9005
Document Number	202400006978
Instrument Date	Apr 20, 2024
Instrument	202400006978
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 PHOENIX ST, KALISPELL, MT 59901-9005

Mortgage

Document Number	202400006979
Date	Apr 26, 2024
Instrument	202400006979

Lender

Name	SPRING EQ LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2044

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	207 PHOENIX ST, KALISPELL, MT 59901-9005
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 PHOENIX ST, KALISPELL, MT 59901-9005

Mortgage

Document Number	202300017416
Date	Oct 2, 2023
Instrument	202300017416

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	207 PHOENIX ST, KALISPELL, MT 59901-9005
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100024419
Date	Jul 21, 2021
Instrument	202100024419

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	207 PHOENIX ST, KALISPELL, MT 59901-9005
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000001176
Date	Jan 15, 2020
Instrument	202000001176

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jun 1, 2049

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	May 8, 2019
Property Address	207 PHOENIX ST, KALISPELL, MT 59901-9005
Document Number	201900008558
Instrument Date	Apr 30, 2019
Instrument	201900008558
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 PHOENIX ST, KALISPELL, MT 59901-9005

Mortgage

Document Number	201900008559
Date	May 8, 2019
Instrument	201900008559

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 3, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,270.00 (-40.64%)	$448,600 (+17.43%)	$448,600 (+17.43%) Land $85,756 Building $362,844
2023	$3,824.00	$382,000	$382,000 Land $63,352 Building $318,648

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: MontanaSky Networks.

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