203 Phoenix St, Kalispell, MT 59901 Property Records

Flathead County property record for 203 Phoenix St, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 894 sqft · built 2002
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on Record
Last Sale	$241,300 (Apr 2020)
Tax Bill	$5,032 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0738915`

Property Details

APN / Parcel Number

Primary APN	`R0738915`
Alternative APNs	`07-3966-19-2-98-05-0000` `0000000917`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	894 sqft Living Area
1st Floor Area	894 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,013 sqft (0.161 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000000917
Street Address	203 PHOENIX ST
City	KALISPELL
State	MT
Zip	59901-9005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONE PINE VIEW EST, S19, T28 N, R21 W, LOT 2, ASSR# 0000000917
Legal Range	21W
Legal Township	28N
Legal Section	19
Legal Subdivision	LONE PINE VIEW EST
Legal Lot Number	2
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2018
Census Tract	1201

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 PHOENIX ST, KALISPELL, MT 59901-9005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · Commercial Mortgage ROCKY MOUNTAIN BANK
Sep 16, 2022	Deed of Trust, Mortgage · Line of Credit ROCKY MOUNTAIN BANK
Apr 13, 2020	Warranty Deed, Transfer · FHA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Prior Sale	Oct 6, 2014 · Amount on Record
Deed Document Number	20209307
Prior Transfer Date	Sep 12, 2014
Prior Transfer Doc	0000018082
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	203 PHOENIX ST, KALISPELL, MT 59901-9005
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 PHOENIX ST, KALISPELL, MT 59901-9005

Mortgage

Document Number	202300017060
Date	Sep 26, 2023
Instrument	202300017060

Lender

Name	ROCKY MOUNTAIN BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	203 PHOENIX ST, KALISPELL, MT 59901-9005
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200024920
Date	Sep 16, 2022
Instrument	202200024920

Lender

Name	ROCKY MOUNTAIN BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 13, 2020
Property Address	203 PHOENIX ST, KALISPELL, MT 59901-9005
Document Number	202000009307
Instrument Date	Apr 10, 2020
Instrument	202000009307
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF FLAT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 PHOENIX ST, KALISPELL, MT 59901-9005

Mortgage

Document Number	202000009308
Date	Apr 13, 2020
Instrument	202000009308

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,032.00 (+51.02%)	$386,600 (+16.13%)
2025			$386,600 (+16.13%) Land $85,756 Building $300,844
2023	$3,332.00	$332,900	$332,900 Land $63,352 Building $269,548

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: MontanaSky Networks.

Nearby Properties on Phoenix St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures