Bergen County and Ramsey Borough property record for 207 Norman Dr, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,772 sqft · built 1951 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | Individual Name on File |
| Last Sale | $529,000 (Jun 2017) |
| Tax Bill | $14,289 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-05302-0000-00047 |
| Primary APN | 48-05302-0000-00047 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,772 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Frame |
| Lot Area | 8,233 sqft (0.189 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 207 NORMAN DR |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.189AC |
| Legal Subdivision | RAMSEY COUNTRY CLUB ESTATES SE |
| Legal Block | 5302 |
| Legal Lot Number | 47 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 44201 |
207 Norman Dr is owned and occupied by an individual who bought it in June 2017.
Source: Bergen County and Ramsey Borough records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 207 NORMAN DR, RAMSEY, NJ 07446-2670 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY NATIONAL BANK |
| Jun 14, 2017 | Deed, Transfer · ARM FREEDOM BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2017 · Amount on File |
| Deed Sale | Jun 14, 2017 · Amount on File |
| Prior Sale | Nov 3, 2010 · Amount on File |
| Deed Document Number | 201745499 |
| Deed Book / Page | 2637 / 2413 |
| Prior Transfer Date | May 19, 2015 |
| Prior Transfer Doc | 0019612254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 11, 2026 |
| Property Address | 207 NORMAN DR, RAMSEY, NJ 07446-2670 |
| Document Number | 0000063097 |
| Book / Page | 5896 / 868 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 202663097 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Name | Verified Name |
|---|---|
| Address | 207 NORMAN DR, RAMSEY, NJ 07446-2670 |
| Document Number | 0000063097, |
|---|---|
| Date | Sep 11, 2026 |
| Book Page | 5896/868 |
| Instrument | 202663097 |
| Name | VALLEY NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 14, 2017 |
| Property Address | 207 NORMAN DR, RAMSEY, NJ 07446-2670 |
| Document Number | 0026372413 |
| Book / Page | 02637 / 2413 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 17-045499 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | WFG NATIONAL TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,453.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 207 NORMAN DR, 207, RAMSEY, NJ 07446-2670 |
| Name | Verified Name |
|---|---|
| Address | 207 NORMAN DR, RAMSEY, NJ 07446-2670 |
| Document Number | 0026372419 |
|---|---|
| Date | Jun 14, 2017 |
| Book Page | 02637/2419 |
| Instrument | 17-045499.01 |
| Name | FREEDOM BANK |
|---|---|
| Type | Bank |
| Address | MAYWOOD, NJ 07607 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 9.25% |
| Index | 5-Year CMT |
| Margin | 4 |
| Max Rate | 9.25% |
The 2025 property tax bill for 207 Norman Dr was $14,289, up 1% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $724,700 (+4.42%) Land $378,400 Building $346,300 | $724,700 (+4.42%) Land $378,400 Building $346,300 | |
| 2025 | $14,289.00 (+1.03%) | $694,000 Land $353,400 Building $340,600 | $694,000 Land $353,400 Building $340,600 |
| 2024 | $14,144.00 | ||
| 2023 | $501,200 Land $293,600 Building $207,600 | $501,200 Land $293,600 Building $207,600 | |
| 2022 | $13,146.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 207 Norman Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 207 Norman Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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