Bergen County and Ramsey Borough property record for 202 Norman Dr, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,330 sqft · built 1957 |
| Lot Size | 0.224 acres (9,757 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $620,000 (Sep 2020) |
| Tax Bill | $16,859 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-05301-0000-00026 |
| Primary APN | 48-05301-0000-00026 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,330 sqft Living Area |
| 1st Floor Area | 2,330 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Construction Type | Frame |
| Lot Area | 9,757 sqft (0.224 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 202 NORMAN DR |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.224AC |
| Legal Subdivision | RAMSEY COUNTRY CLUB ESTATES SE |
| Legal Block | 5301 |
| Legal Lot Number | 26 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 44201 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 202 NORMAN DR, RAMSEY, NJ 07446-2662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| May 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 28, 2018 | Grant Deed, Transfer STEWART TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2020 · Amount on Record |
| Deed Sale | Sep 10, 2020 · Amount on Record |
| Prior Sale | Nov 28, 2018 · Amount on Record |
| Deed Document Number | 202083334 |
| Deed Book / Page | 3699 / 590 |
| Prior Transfer Date | Dec 14, 2013 |
| Prior Transfer Doc | 0015902021 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 10, 2020 |
| Property Address | 202 NORMAN DR, RAMSEY, NJ 07446-2662 |
| Document Number | 0036990590 |
| Book / Page | 3699 / 590 |
| Instrument Date | Aug 11, 2020 |
| Instrument | 20-083334 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,397.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | FENERBAHCE MAHAFLESI KAIARNIS CADDESI SEDEF #5/145, SARASOTA, FL 34276 |
| Name | Verified Name |
|---|---|
| Address | 202 NORMAN DR, RAMSEY, NJ 07446-2662 |
| Document Number | 20083335 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 20-083335 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 202 NORMAN DR, RAMSEY, NJ 07446-2662 |
| Document Number | 0032541149 |
| Instrument Date | May 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2019 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 202 NORMAN DR RAMSEY NJ 074462662, RAMSEY, NJ 07446-2662 |
| Document Number | 0032541149 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 003254/001149 |
| Instrument | 33679 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 28, 2018 |
| Property Address | 202 NORMAN DR, RAMSEY, NJ 07446-2662 |
| Document Number | 0031170838 |
| Book / Page | 003117 / 000838 |
| Instrument Date | Nov 8, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $587.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 202 NORMAN DR RAMSEY NJ 074462662, RAMSEY, NJ 07446-2662 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $848,100 (+3.58%) Land $383,600 Building $464,500 | $848,100 (+3.58%) Land $383,600 Building $464,500 | |
| 2025 | $16,859.00 (-1.55%) | $818,800 (+34.94%) Land $358,600 Building $460,200 | $818,800 (+34.94%) Land $358,600 Building $460,200 |
| 2024 | $17,124.00 (+7.59%) | ||
| 2023 | $606,800 Land $298,000 Building $308,800 | $606,800 Land $298,000 Building $308,800 | |
| 2022 | $15,916.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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