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207 N Library St, Waterloo, IL 62298 Property Records

Monroe County property record for 207 N Library St, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,064 sqft · built 1956
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Tax Bill$1,697 (2025)
Deeds & MortgagesMar 2026 Transfer
Apr 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN07-25-201-018-000

Property Details

APN / Parcel Number

Primary APN07-25-201-018-000
Alternative APN
  • 07250720101100 00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,064 sqft Living Area
1st Floor Area1,064 sqft
Basement Area1,064 sqft
Unfinished Basement1,064 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Construction TypeFrame
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions155 ft deep x 53 ft wide
Garage TypeCarport
CarportCarport
DrivewayConcrete Driveway
Driveway Area528 sqft
Patio Area285 sqft
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address207 N LIBRARY ST
CityWATERLOO
StateIL
Zip62298-1228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR3
Legal DescriptionLOTS 8 & PART LOT 7, 3FT S SIDE NEEDLE & GALLS ADDN 0153276
Legal Range10W
Legal Township02S
Legal Section25
Legal SubdivisionNEEDLE & GALLS ADD
Legal Lot Number8
JurisdictionMONROE IL
Township / Civil Division32
Census Block Group3
Census Block3040
Census Tract600401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Waterloo Historic District
listed 1978 · 236 contributing resources · NRIS 78001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address207 N LIBRARY ST, WATERLOO, IL 62298-1228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2026Transfer on Death Deed, Transfer
Apr 27, 2023Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK WATERLOO

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 11, 2026
Transfer Doc0000441654
Record UpdatedOct 29, 2026

March 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMONROE IL
Recording DateMar 16, 2026
Property Address207 N LIBRARY ST, WATERLOO, IL 62298-1228
Document Number0000441654
Instrument DateMar 11, 2026
Instrument441654
Transaction TypeTransfer
Record UpdatedApr 1, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 N LIBRARY ST, WATERLOO, IL 62298-1228

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address207 N LIBRARY ST, WATERLOO, IL 62298-1228
Transaction TypeMortgage
Record UpdatedMay 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000428767
DateApr 27, 2023
Instrument428767
Lender
NameFIRST NATIONAL BANK WATERLOO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,697.00 (-1.16%) Homeowner's exemption Senior Citizen's exemption$61,400 (+3.41%) Land $16,180 Building $45,220$184,200 (+3.41%) Land $48,540 Building $135,660
2024$1,717.00$59,374 (+24.06%) Land $15,905 Building $43,469$178,122 (+24.06%) Land $47,715 Building $130,407
2022Homeowner's exemption Senior Citizen's exemption Additional exemption filed$47,860 Land $15,030 Building $32,830$143,580 Land $45,090 Building $98,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Harrisonville Telephone Company
DSL · Fiber in parts of the area		100 / 20

May also be available: ClearWave, Wisper ISP.

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