Monroe County property record for 206 N Library St, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 1,084 sqft · built 1923 |
| Lot Size | 0.18 acres (7,730 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Nov 2023) |
| Tax Bill | $4,014 (2024) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Jun 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-203-013-000 |
| Primary APN | 07-25-203-013-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,084 sqft Building Perimeter |
| 1st Floor Area | 1,020 sqft |
| Upper Floors Area | 64 sqft |
| Basement Area | 542 sqft |
| Unfinished Basement | 542 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,730 sqft (0.18 acres) |
| Lot Dimensions | 103 ft deep x 74 ft wide |
| Garage Area | 576 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 272 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 206 N LIBRARY ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOTS 12A, 13A & 14A TRAILS RESURVEY OF MARTINS ADDN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | MARTINS ADD |
| Legal Lot Number | 12A |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 32 |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-25-203-013-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 503 PARK ST, A, WATERLOO, IL 62298-1373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 06, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 06, 2023 | Warranty Deed, Transfer · Commercial Mortgage CARROLLTON BANK |
| Aug 06, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jun 09, 2017 | Warranty Deed, Transfer COLUMBIA TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 06, 2023 · Amount on Record |
| Deed Sale | Nov 06, 2023 · Amount on Record |
| Prior Sale | Jun 06, 2023 · Amount on Record |
| Deed Document Number | 2023431096 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 06, 2023 |
| Property Address | 206 N LIBRARY ST, WATERLOO, IL 62298-1227 |
| Document Number | 0000431096 |
| Instrument Date | Nov 03, 2023 |
| Instrument | 431096 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $412.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 206 N LIBRARY ST, WATERLOO, IL 62298-1227 |
| Document Number | 0000431097 |
|---|---|
| Date | Nov 06, 2023 |
| Instrument | 431097 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.74% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 06, 2023 |
| Property Address | 206 N LIBRARY ST, WATERLOO, IL 62298-1227 |
| Document Number | 0000429277 |
| Map Reference | MB P PG 61 |
| Instrument Date | Jun 05, 2023 |
| Instrument | 429277 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2917 BUXTON AVE, GRANITE CITY, IL 62040-5808 |
| Name | Verified Name |
|---|---|
| Address | 11647 GRAVOIS RD, SAINT LOUIS, MO 63126-3002 |
| Document Number | 0000429278 |
|---|---|
| Date | Jun 06, 2023 |
| Instrument | 429278 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 06, 2018 |
| Property Address | 206 N LIBRARY ST, WATERLOO, IL 62298-1227 |
| Document Number | 0000397263 |
| Instrument Date | Aug 01, 2018 |
| Instrument | 397263 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $158.25 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 206 N LIBRARY ST WATERLOO IL 622981227, WATERLOO, IL 62298-1227 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 09, 2017 |
| Property Address | 206 N LIBRARY ST, WATERLOO, IL 62298-1227 |
| Document Number | 0000390301 |
| Instrument Date | Jun 08, 2017 |
| Instrument | 390301 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2017 |
| Title Company | COLUMBIA TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $214.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 206 N LIBRARY ST WATERLOO IL 622981227, WATERLOO, IL 62298-1227 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $75,840 (+16.44%) Land $16,080 Building $59,760 | $227,520 (+16.44%) Land $48,240 Building $179,280 | |
| 2024 | $4,014.00 | ||
| 2022 | Additional exemption filed | $65,130 (+9.39%) Land $14,960 Building $50,170 | $195,390 (+9.39%) Land $44,880 Building $150,510 |
| 2021 | $3,513.00 Additional exemption filed | $59,540 Land $10,090 Building $49,450 | $178,620 Land $30,270 Building $148,350 |
Source: FEMA National Flood Hazard Layer as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| HTC Holding DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Delta Communications, Wisper ISP.
Based on FCC filings for 458 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO serves 10,190 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures