107 N Gowdy St, Whitewright, TX 75491 Property Records

Grayson County property record for 107 N Gowdy St, Whitewright, TX 75491

Property Summary

Property Type	Single Family Home
Details	1,432 sqft · built 1920
Lot Size	0.387 acres (16,901 sqft)
Owner	Individual Name on Record
Tax Bill	$2,177 (2024)
Deeds & Mortgages	Oct 2018 Mortgage Mar 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`X003 0768089`

Property Details

APN / Parcel Number

Primary APN	`X003 0768089`
Alternative APN	`170963`

Interior

Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Lot Area	16,901 sqft (0.387 acres)
Lot Dimensions	120 ft deep x 142 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	175 sqft

Location & Zoning

Account Number	170963
Old Parcel Number	X003 0768089
Street Address	107 N GOWDY ST
City	WHITEWRIGHT
State	TX
Zip	75491-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0768 MCDANIEL GRANGER A-G0768, ACRES .388, 142X120 142X120
Legal Subdivision	MCDANIEL GRANGER A-G0768
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	3
Census Block	3028
Census Tract	102

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 N GOWDY ST, WHITEWRIGHT, TX 75491-2026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage SFMC LP
Mar 2, 2021	Vendor's Lien, Transfer · Construction Mortgage LEGEND BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2021
Deed Sale	Mar 2, 2021
Prior Sale	Sep 28, 2009
Deed Document Number	2021-00006279
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	107 N GOWDY ST, WHITEWRIGHT, TX 75491-2026
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024259
Date	Oct 29, 2018
Instrument	2018-00024259

Lender

Name	SFMC LP
Type	Mortgage Company
Address	MCKINNEY, TX 75070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Mar 2, 2021
Property Address	107 N GOWDY ST, WHITEWRIGHT, TX 75491-2026
Document Number	0000006279
Instrument Date	Mar 1, 2021
Instrument	2021-00006279
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 N GOWDY ST, WHITEWRIGHT, TX 75491-2026

Mortgage

Document Number	0000006280
Date	Mar 2, 2021
Instrument	2021-00006280

Lender

Name	LEGEND BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Whitewright Town
Unified School District	Whitewright Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$181,569 (+11.3%) Land $70,309 Building $111,260	$181,569 (+11.3%) Land $70,309 Building $111,260
2024	$2,177.00 (-13.44%)
2023		$163,129 Land $51,887 Building $111,242	$163,129 Land $51,887 Building $111,242
2022	$2,515.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEWRIGHT serves 1,725 people · EPA ID TX0910011
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, TekWav.

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