207 N Central Ave, Ladd, IL 61329 Property Records

Bureau County property record for 207 N Central Ave, Ladd, IL 61329

Property Summary

Property Type	Single Family Home
Details	built 1900
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$89,000 (Aug 2021)
Tax Bill	$3,363 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-09-438-005`

Property Details

APN / Parcel Number

Primary APN	`18-09-438-005`
Alternative APN	`2806`

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Account Number	1809438005
Street Address	207 N CENTRAL AVE
City	LADD
State	IL
Zip	61329-9615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADD L 5 BLK 13 (50 X 125) D 21-3641
Legal Range	11
Legal Township	16
Legal Section	09
Legal Subdivision	VILLAGE LADD
Legal Block	13
Legal Lot Number	5
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	2
Census Block	2013
Census Tract	965100

Owner

207 N Central Ave is owned and occupied by an individual who bought it in August 2021.

Source: Bureau County records, as of May 8, 2026

Owner of Record	Individual Name on File
Mailing Address	207 N CENTRAL AVE, LADD, IL 61329-9615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTH CENTRAL BANK
Jul 5, 2018	Warranty Deed, Transfer · Conventional Mortgage SPRING VALLEY CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2021 · Amount on File
Deed Sale	Aug 13, 2021 · Amount on File
Deed Document Number	20213641
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Aug 13, 2021
Property Address	207 N CENTRAL AVE, LADD, IL 61329-9615
Document Number	2021R03641
Instrument Date	Aug 12, 2021
Instrument	2021R03641
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 N CENTRAL AVE, LADD, IL 61329-9615

Mortgage

Document Number	2021R03642
Date	Aug 13, 2021
Instrument	2021R03642

Lender

Name	NORTH CENTRAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	2.75%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Jul 5, 2018
Property Address	207 N CENTRAL AVE, LADD, IL 61329-9615
Document Number	2018R02554
Instrument Date	Jul 3, 2018
Instrument	2018R02554
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 N CENTRAL AVE, LADD, IL 61329-9615

Mortgage

Document Number	2018R02555
Date	Jul 5, 2018
Instrument	2018R02555

Lender

Name	SPRING VALLEY CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 207 N Central Ave was $3,363 with a homeowner's exemption.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Ladd Village
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Ladd Community Consolidated School District 94 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,363.00	$39,003 Land $2,951 Building $36,052	$117,009 Land $8,853 Building $108,156
2023		$33,690 Land $2,549 Building $31,141	$101,070 Land $7,647 Building $93,423
2022	$2,990.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 207 N Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Sep 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 207 N Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADD serves 1,263 people · EPA ID IL0110450
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: IVNet, Nextlink.

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