201 N Central Ave, Ladd, IL 61329 Property Records

Bureau County property record for 201 N Central Ave, Ladd, IL 61329

Property Summary

Property Type	Single Family Home
Details	built 1905
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on Record
Last Sale	$35,000 (Jul 2017)
Tax Bill	$1,390 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-09-438-006`

Property Details

APN / Parcel Number

Primary APN	`18-09-438-006`
Alternative APN	`2807`

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Account Number	1809438006
Street Address	201 N CENTRAL AVE
City	LADD
State	IL
Zip	61329-9615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADD L 6 BLK 13 (50X125) D 17-2737
Legal Range	11
Legal Township	16
Legal Section	09
Legal Subdivision	ORIGINAL TOWN OF LADD
Legal Block	13
Legal Lot Number	6
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	2
Census Block	2013
Census Tract	965100

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	201 N CENTRAL AVE, LADD, IL 61329-9615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit FINANCIAL PLUS CU
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU
Jul 5, 2017	Deed, Transfer · Conventional Mortgage FINANCIAL PLUS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2017 · Amount on Record
Deed Sale	Jul 5, 2017 · Amount on Record
Prior Sale	Jan 25, 2011 · Amount on Record
Deed Document Number	20172737
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	201 N CENTRAL AVE, LADD, IL 61329-9615
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R03250
Date	Sep 29, 2025
Instrument	2025R03250

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	201 N CENTRAL AVE, LADD, IL 61329-9615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R05579
Date	Dec 7, 2020
Instrument	2020R05579

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 24, 2040

Interest

Rate Type	Fixed Rate

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BUREAU IL
Recording Date	Jul 5, 2017
Property Address	201 N CENTRAL AVE, LADD, IL 61329-9615
Document Number	2017R02737
Instrument Date	Jun 20, 2017
Instrument	2017R02737
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 N CENTRAL AVE, LADD, IL 61329-9615

Mortgage

Document Number	2017R02738
Date	Jul 5, 2017
Instrument	2017R02738

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	PERU, IL 61354

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 30, 2037

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Ladd Village
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Ladd Community Consolidated School District 94 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,390.00 (+17.9%)	$19,945 (+15.77%) Land $2,951 Building $16,994	$59,835 (+15.77%) Land $8,853 Building $50,982
2023		$17,228 Land $2,549 Building $14,679	$51,684 Land $7,647 Building $44,037
2022	$1,179.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Sep 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADD serves 1,263 people · EPA ID IL0110450
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: IVNet, Nextlink.

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