207 Monroe Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 207 Monroe Ave, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,546 sqft · built 2023
Lot Size	0.315 acres (13,700 sqft)
Owner	Company Name on File
Last Sale	$2,325,000 (Mar 2021)
Tax Bill	$17,660 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-00148-0000-00003-01`

Property Details

APN / Parcel Number

Primary APN	`47-00148-0000-00003-01`
Alternative APNs	`47001480000000030001` `4700148000000003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,546 sqft Living Area
1st Floor Area	1,282 sqft
Upper Floors Area	1,020 sqft
Basement Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Colonial
Exterior Material	Wood Shingle
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	13,700 sqft (0.315 acres)
Lot Dimensions	137 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	4700148000000003
Street Address	207 MONROE AVE
City	SPRING LAKE
State	NJ
Zip	07762-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Subdivision	SPRING LAKE
Legal Block	148
Legal Lot Number	3.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2013
Census Tract	809100

Owner

207 Monroe Ave is owned by a company that bought it in March 2021.

Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026

Owner of Record	Company Name on File
Mailing Address	207 MONROE AVE, SPRING LAKE, NJ 07762-1720
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2021 · Amount on File
Deed Sale	Mar 5, 2021 · Amount on File
Prior Sale	Feb 19, 2004 · Amount on File
Deed Document Number	202134395
Deed Book / Page	9487 / 4168
Record Updated	Oct 29, 2026

March 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 5, 2021
Property Address	207 MONROE AVE, SPRING LAKE, NJ 07762-1720
Document Number	0094874168
Book / Page	9487 / 4168
Instrument Date	Nov 10, 2020
Instrument	2021034395
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	PASSAIC VALLEY TITLE SERVICES INC, PASSAIC VALLEY TITLE SVC INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,857.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 W 81ST ST # ST6A, 15, NEW YORK, NY 10024-6022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 MONROE AVE, SPRING LAKE, NJ 07762-1720

Mortgage

Document Number	2021034396
Date	Mar 5, 2021
Instrument	2021034396

Lender

Name	BCB COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	177 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 207 Monroe Ave was $17,660, down 1.6% from the year before.

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Borough
Unified School District	Spring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,109,000 (+6.33%) Land $2,512,000 Building $1,597,000	$4,109,000 (+6.33%) Land $2,512,000 Building $1,597,000
2025	$17,660.00 (-1.57%)	$3,864,400 Land $2,334,000 Building $1,530,400	$3,864,400 Land $2,334,000 Building $1,530,400
2024	$17,941.00
2023		$2,528,700 Land $2,137,900 Building $390,800	$2,528,700 Land $2,137,900 Building $390,800
2022	$12,065.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Monroe Ave in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 111 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	41 (1992–2021)
Claims Outside the SFHA	16 of 41
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 25 claims Hurricane Irene, Aug 2011 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 207 Monroe Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20