204 Monroe Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 204 Monroe Ave, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,521 sqft · built 1929
Lot Size	0.172 acres (7,501 sqft)
Owner	Company Name on File
Last Sale	$3,407,000 (Jan 2026)
Tax Bill	$11,225 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-00147-0000-00058`

Property Details

APN / Parcel Number

Primary APN	`47-00147-0000-00058`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,521 sqft Living Area
1st Floor Area	1,328 sqft
Upper Floors Area	812 sqft
Basement Area	812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	458 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	204 MONROE AVE
City	SPRING LAKE
State	NJ
Zip	07762-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Description	ALSO LOT59 NIT 1A
Legal Subdivision	LORRAINE ESTATES
Legal Block	147
Legal Lot Number	58
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2014
Census Tract	809100

Owner

204 Monroe Ave is owned by a company that bought it in January 2026.

Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026

Owner of Record	Company Name on File
Mailing Address	6520 BELMONT ST, HOUSTON, TX 77005-3804
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2026 · Amount on File
Deed Sale	Jan 23, 2026 · Amount on File
Deed Document Number	20267305
Deed Book / Page	9776 / 6204
Prior Transfer Date	Mar 20, 2008
Prior Transfer Doc	0000034559
Record Updated	Sep 20, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 23, 2026
Property Address	204 MONROE AVE, SPRING LAKE, NJ 07762-1721
Document Number	0097766204
Book / Page	9776 / 6204
Instrument Date	Dec 12, 2025
Instrument	2026007305
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ANCHOR TITLE AGENCY, ANCHOR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1305 ROLLER RD, OCEAN, NJ 07712-3988

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6520 BELMONT ST, HOUSTON, TX 77005-3804

Mortgage

Document Number	2026007306
Date	Jan 23, 2026
Instrument	2026007306

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 204 Monroe Ave was $11,225, down 1.4% from the year before.

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Borough
Unified School District	Spring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,673,400 (+8.84%) Land $2,261,300 Building $412,100	$2,673,400 (+8.84%) Land $2,261,300 Building $412,100
2025	$11,225.00 (-1.42%)	$2,456,200 Land $2,061,300 Building $394,900	$2,456,200 Land $2,061,300 Building $394,900
2024	$11,387.00
2023		$2,199,800 Land $1,840,900 Building $358,900	$2,199,800 Land $1,840,900 Building $358,900
2022	$10,498.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Monroe Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 111 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	41 (1992–2021)
Claims Outside the SFHA	16 of 41
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 25 claims Hurricane Irene, Aug 2011 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Monroe Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20