Monmouth County and Aberdeen Township property record for 207 Lower Main St, Matawan, NJ 07747
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,750 sqft · built 2008 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $626,500 (Apr 2026) |
| Tax Bill | $10,054 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00256-0000-00003 |
| Primary APN | 01-00256-0000-00003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,750 sqft Living Area |
| 1st Floor Area | 1,133 sqft |
| Upper Floors Area | 877 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Built-in |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Patio Area | 208 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 207 LOWER MAIN ST |
|---|---|
| City | MATAWAN |
| State | NJ |
| Zip | 07747-1041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MF0 |
| Legal Subdivision | MATAWAN PARK |
| Legal Block | 256 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | ABERDEEN |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 802700 |
207 Lower Main St is owned and occupied by two individuals who bought it in April 2026.
Source: Monmouth County and Aberdeen Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 207 LOWER MAIN ST, MATAWAN, NJ 07747-1041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed, Transfer · Conventional Mortgage WESTCOR LAND TITLE |
| Apr 14, 2026 | Deed, Transfer · Conventional Mortgage WESTCOR LAND TITLE |
| Mar 21, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Dec 17, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BKNG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on File |
| Deed Sale | Apr 14, 2026 · Amount on File |
| Prior Sale | Mar 21, 2023 · Amount on File |
| Deed Document Number | 202630902 |
| Deed Book / Page | 9788 / 9973 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 14, 2026 |
| Property Address | 207 LOWER MAIN ST, MATAWAN, NJ 07747-1041 |
| Document Number | 0000030902 |
| Book / Page | 9788 / 9973 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026.30902 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | WESTCOR LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $63,276.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 207 LOWER MAIN ST, MATAWAN, NJ 07747-1041 |
| Document Number | 0000030903, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 2026..30903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 14, 2026 |
| Property Address | 207 LOWER MAIN ST, MATAWAN, NJ 07747-1041 |
| Document Number | 0097889973 |
| Book / Page | 9788 / 9973 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202630902 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | WESTCOR LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $63,276.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 207 LOWER MAIN ST, MATAWAN, NJ 07747-1041 |
| Document Number | 0000030903, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 202630903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 21, 2023 |
| Property Address | 207 LOWER MAIN ST, MATAWAN, NJ 07747-1041 |
| Document Number | 0096380180 |
| Book / Page | 9638 / 180 |
| Instrument Date | Feb 27, 2023 |
| Instrument | 2023019337 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2023 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,031.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 599 LINE RD, ABERDEEN, NJ 07747 |
| Name | Verified Name |
|---|---|
| Address | 207 LOWER MAIN ST, ABERDEEN, NJ 07747-1041 |
| Document Number | 2023019338 |
|---|---|
| Date | Mar 21, 2023 |
| Instrument | 2023019338 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 207 LOWER MAIN ST, MATAWAN, NJ 07747-1041 |
| Document Number | 0000015399 |
| Instrument Date | Dec 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 207 MAIN ST #LOWR MATAWAN NJ 07747, MATAWAN, NJ 07747 |
| Document Number | 0000015399 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 009477/002736 |
| Instrument | 15399 |
| Name | CITIZENS BKNG |
|---|---|
| Type | Funding / Finance Company |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 26, 2046 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 207 Lower Main St was $10,054, up 8.4% from the year before.
Source: Monmouth County and Aberdeen Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Aberdeen Township |
| Unified School District | Matawan-Aberdeen Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $531,000 (+3.05%) Land $275,700 Building $255,300 | $531,000 (+3.05%) Land $275,700 Building $255,300 | |
| 2025 | $10,054.00 (+8.39%) | $515,300 Land $255,900 Building $259,400 | $515,300 Land $255,900 Building $259,400 |
| 2024 | $9,276.00 | ||
| 2023 | $395,000 Land $143,800 Building $251,200 | $395,000 Land $143,800 Building $251,200 | |
| 2022 | $8,561.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 207 Lower Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 207 Lower Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ABERDEEN- HIGH SCHOOL/OAKSHADE AREA serves 2,123 people · EPA ID NJ1330003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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