148 Lower Main St, Matawan, NJ 07747 Property Records

Monmouth County and Aberdeen Township property record for 148 Lower Main St, Matawan, NJ 07747

Property Summary

Property TypeCommercial
Detailsbuilt 1990
Lot Size0.136 acres (5,902 sqft)
OwnerCompany Name on Record
Last Sale$550,000 (Feb 2022)
Tax Bill$1,703 (2025)
Deeds & MortgagesAug 2022 Mortgage
Feb 2022 Sale
Flood ZoneZone X (minimal risk)
APN01-00253-0000-00012

Property Details

APN / Parcel Number

Primary APN01-00253-0000-00012
Alternative APN
  • 010025300012

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area5,902 sqft (0.136 acres)
Lot Dimensions82 ft deep x 72 ft wide

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address148 LOWER MAIN ST
CityMATAWAN
StateNJ
Zip07747-1048
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeMF0
Legal SubdivisionKANE TERRACE
Legal Block253
Legal Lot Number12
JurisdictionMONMOUTH NJ
Township / Civil DivisionABERDEEN
Census Block Group3
Census Block3038
Census Tract802700

Owner

Source: Monmouth County and Aberdeen Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address148 LOWER MAIN ST, MATAWAN, NJ 07747-1048
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2022Deed of Trust, Mortgage · Commercial Mortgage
BCB COMMUNITY BANK
Feb 23, 2022Deed, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2022 · Amount on Record
Deed SaleFeb 23, 2022 · Amount on Record
Prior SaleJan 12, 2011 · Amount on Record
Deed Document Number202221594
Deed Book / Page9580 / 3045
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address148 LOWER MAIN ST, ABERDEEN, NJ 07747-1048
Transaction TypeMortgage
Record UpdatedOct 16, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096109913
DateAug 17, 2022
Book Page9610/9913
Instrument2022084774
Lender
NameBCB COMMUNITY BANK
TypeBank
AddressBAYONNE, NJ 07002
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateFeb 23, 2022
Property Address148 LOWER MAIN ST, ABERDEEN, NJ 07747-1048
Document Number0095803045
Book / Page9580 / 3045
Instrument DateFeb 4, 2022
Instrument2022021594
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$4,655.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address81 ELKS PL, STATEN ISLAND, NY 10309-2128

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 JOCKEY TER N, COLTS NECK, NJ 07722-1582

Tax Assessment & Valuation

Source: Monmouth County and Aberdeen Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionAberdeen Township
Unified School DistrictMatawan-Aberdeen Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$93,400 (+6.99%) Land $83,500 Building $9,900$93,400 (+6.99%) Land $83,500 Building $9,900
2025$1,703.00 (-9.51%)$87,300 (-15%) Land $77,500 Building $9,800$87,300 (-15%) Land $77,500 Building $9,800
2024$1,882.00 (-24.78%)
2023$102,700 Land $91,600 Building $11,100$102,700 Land $91,600 Building $11,100
2022$2,502.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemABERDEEN- HIGH SCHOOL/OAKSHADE AREA
serves 2,123 people · EPA ID NJ1330003
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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