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207 James Ave, Erlanger, KY 41018 Property Records

Kenton County property record for 207 James Ave, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,348 sqft · built 1959
Lot Size0.156 acres (6,795 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Dec 2019)
Tax Bill$2,060 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Dec 2018 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN003-40-10-013.00

Property Details

APN / Parcel Number

Primary APN003-40-10-013.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,348 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialBrick
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area6,795 sqft (0.156 acres)
Lot Dimensions117 ft deep x 58 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address207 JAMES AVE
CityERLANGER
StateKY
Zip41018-1632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMCALPIN ANNEX 2ND LOT 30 58'X 117.15' IRREG
Legal SubdivisionMCALPINS
Legal Phase2
Legal Lot Number30
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2019
Census Tract64300

Owner

207 James Ave is owned and occupied by an individual who bought it in December 2019.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address207 JAMES AVE, ERLANGER, KY 41018-1632
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2019Warranty Deed, Transfer · Conventional with PMI
FIFTH THIRD BK NA
Dec 20, 2018Warranty Deed, Transfer
360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS
Jan 17, 2019Trustee's Deed, Construction Loan · Construction Mortgage
VERST ENTS LLC
Nov 21, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2019 · Amount on File
Deed SaleDec 9, 2019 · Amount on File
Prior SaleDec 20, 2018 · Amount on File
Deed Document Number201912 09 059 00225
Deed Book / Page6822 / 255
Prior Transfer DateOct 12, 2008
Prior Transfer Doc0005900133
Record UpdatedOct 29, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 9, 2019
Property Address207 JAMES AVE, ERLANGER, KY 41018-1632
Document Number0000000225
Book / Page0C6822 / 000255
Instrument DateDec 2, 2019
Instrument225
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$140.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 JAMES AVE ERLANGER KY 410181632, ERLANGER, KY 41018-1632

Mortgage

Document Number226
DateDec 9, 2019
Book Page0C6822/000258
Instrument226
Lender
NameFIFTH THIRD BK NA
AddressCINCINNATI, OH 45263
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 8, 2049

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 20, 2018
Property Address207 JAMES AVE, ERLANGER, KY 41018-1632
Document Number0000000109
Book / Page0C6568 / 000088
Instrument DateDec 6, 2018
Instrument109
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount on Record
Tax$64.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 176163 COVINGTON KY 410176163, COVINGTON, KY 41017-6163

January 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionKENTON KY
Recording DateJan 17, 2019
Property Address207 JAMES AVE, ERLANGER, KY 41018-1632
Book / Page0C6585 / 000172
Instrument DateDec 6, 2018
Instrument150
Transaction TypeConstruction Loan
Record UpdatedFeb 5, 2019
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address207 JAMES AVE ERLANGER KY 410181632, ERLANGER, KY 41018-1632

Mortgage

Document Number0000000150
DateJan 17, 2019
Book Page0C6585/000172
Instrument150
Lender
NameVERST ENTS LLC
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJan 16, 2020

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 21, 2018
Property Address207 JAMES AVE, ERLANGER, KY 41018-1632
Document Number0000000174
Book / Page0C6550 / 000134
Instrument DateNov 16, 2018
Instrument174
Transaction TypeTransfer
Record UpdatedDec 7, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$45.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address518 SCENIC DR PARK HILLS KY 410112838, PARK HILLS, KY 41011-2838

Tax Assessment & Valuation

The 2025 property tax bill for 207 James Ave was $2,060.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$156,200 (-) Land $25,000 Building $131,200$156,200 (-) Land $25,000 Building $131,200
2025$2,060.00$156,200 Land $25,000 Building $131,200$156,200 Land $25,000 Building $131,200
2023$2,029.00$156,200 Land $25,000 Building $131,200$156,200 Land $25,000 Building $131,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 James Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 James Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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