Kenton County property record for 203 James Ave, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,431 sqft · built 1951 |
| Lot Size | 0.524 acres (22,842 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Sep 2020) |
| Tax Bill | $2,440 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-40-10-015.00 |
| Primary APN | 003-40-10-015.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,431 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 22,842 sqft (0.524 acres) |
| Lot Dimensions | 204 ft deep x 59 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 203 JAMES AVE |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCALPIN ANNEX 2ND LOTS 27 & 28 59'X 204.73' IRREG |
| Legal Subdivision | MCALPINS |
| Legal Phase | 2 |
| Legal Lot Number | 27-28 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 64300 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 203 JAMES AVE, ERLANGER, KY 41018-1632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2020 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE AFFINITY LLC |
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE AFFINITY LLC |
| Feb 7, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2020 · Amount on Record |
| Deed Sale | Sep 18, 2020 · Amount on Record |
| Prior Sale | Apr 10, 2008 · Amount on Record |
| Deed Document Number | 20205900008 |
| Deed Book / Page | 44 / 163 |
| Prior Transfer Date | Jan 31, 2020 |
| Prior Transfer Doc | 0000000118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 18, 2020 |
| Property Address | 203 JAMES AVE, ERLANGER, KY 41018-1632 |
| Document Number | 0000000008 |
| Book / Page | 000044 / 000163 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 8 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2020 |
| Title Company | LAWYERS TITLE/CINCINNATI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203 JAMES AVE ERLANGER KY 410181632, ERLANGER, KY 41018-1632 |
| Document Number | 9 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 000M99/000147 |
| Instrument | 9 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 203 JAMES AVE, ERLANGER, KY 41018-1632 |
| Document Number | 0000000009 |
| Instrument Date | Sep 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2020 |
| Title Company | LAWYERS TITLE/CINCINNATI INC |
| Name | Verified Name |
|---|---|
| Address | 203 JAMES AVE ERLANGER KY 410181632, ERLANGER, KY 41018-1632 |
| Document Number | 0000000009 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 000M99/000147 |
| Instrument | 9 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 7, 2020 |
| Property Address | 203 JAMES AVE, ERLANGER, KY 41018-1632 |
| Document Number | 0000000118 |
| Book / Page | 000006 / 000428 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 118 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 446 MCALPIN AVE ERLANGER KY 410181645, ERLANGER, KY 41018-1645 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,000 (-) Land $25,000 Building $160,000 | $185,000 (-) Land $25,000 Building $160,000 | |
| 2025 | $2,440.00 (+1.54%) | $185,000 (-) Land $25,000 Building $160,000 | $185,000 (-) Land $25,000 Building $160,000 |
| 2023 | $2,403.00 | $185,000 Land $25,000 Building $160,000 | $185,000 Land $25,000 Building $160,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures