202 E Main St, Silver Lake, IN 46982 Property Records

Kosciusko County property record for 202 E Main St, Silver Lake, IN 46982

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,832 sqft · built 1885
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$174,496 (Jan 2026)
Tax Bill	$2,794 (2025)
Deeds & Mortgages	Dec 2012 Mortgage Jun 2007 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`018-706000-20`

Property Details

APN / Parcel Number

Primary APN	`018-706000-20`
Alternative APNs	`43-18-08-400-027.000-014` `00000037297` `1870600020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,832 sqft Living Area
1st Floor Area	1,832 sqft
Basement Area	828 sqft
Unfinished Basement	828 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1970
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000037297
Street Address	202 E MAIN ST
City	SILVER LAKE
State	IN
Zip	46982-8824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Description	18-66-62 LOT 45 SHAWS ADD TO SILVER LAKE
Legal Range	6
Legal Township	30
Legal Section	8
Legal Subdivision	SILVER LAKE
Legal Lot Number	45
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	LAKE
Census Block Group	3
Census Block	3050
Census Tract	962700

Owner

Source: Kosciusko County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	202 E MAIN ST, SILVER LAKE, IN 46982-8824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2012	Deed of Trust, Mortgage · FHA Mortgage FRANKLIN AMERICAN MORTGAGE CO
Jun 20, 2007	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL ONE HOME LOANS LLC
Jun 29, 2010	Deed of Trust, Mortgage · FHA Mortgage HOMEOWNERS MORTGAGE OF AMERICA INC
Jan 16, 2026	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO LLC
Jan 16, 2026	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO LLC
Apr 23, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 10, 2019	Sheriff's Deed, Foreclosure
May 27, 2005	Warranty Deed, Transfer · ARM FIRST FRANKLIN A DIVISION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Prior Sale	Apr 23, 2019 · Amount on Record
Deed Document Number	202610529
Record Updated	Oct 29, 2026

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	202 E MAIN ST, SILVER LAKE, IN 46982-8824
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	CLEAR TITLE AMERICA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012121436
Date	Dec 26, 2012
Instrument	2012121436

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2043

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	202 E MAIN ST, SILVER LAKE, IN 46982-8824
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200700007682
Date	Jun 20, 2007
Instrument	200700007682

Lender

Name	CAPITAL ONE HOME LOANS LLC
Type	Lending Institution
Address	OVERLAND PARK, KS 66213

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2037

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	202 E MAIN ST, SILVER LAKE, IN 46982-8824
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010061044
Date	Jun 29, 2010
Instrument	2010061044

Lender

Name	HOMEOWNERS MORTGAGE OF AMERICA INC
Type	Mortgage Company
Address	ATLANTA, GA 30339

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2040

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jan 16, 2026
Property Address	202 E MAIN ST, SILVER LAKE, IN 46982-8824
Document Number	2026010529
Map Reference	MB 3 PG 370
Instrument Date	Jan 16, 2026
Instrument	2026010529
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 E MAIN ST, SILVER LAKE, IN 46982-8824

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jan 16, 2026
Property Address	202 E MAIN ST, SILVER LAKE, IN 46982-8824
Document Number	2026010529
Map Reference	MB 3 PG 370
Instrument Date	Jan 16, 2026
Instrument	2026010529
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 E MAIN ST, SILVER LAKE, IN 46982-8824

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Apr 23, 2019
Property Address	202 E MAIN ST, SILVER LAKE, IN 46982-8824
Document Number	2019040893
Map Reference	MB 3 PG 370
Instrument Date	Apr 16, 2019
Instrument	2019040893
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	GUARANTEED FL TITLE INC, GUARANTEED RATE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 WOOSTER RD, WINONA LAKE, IN 46590-5720

Mortgage

Document Number	2019040894
Date	Apr 23, 2019
Instrument	2019040894

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

January 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jan 10, 2019
Property Address	202 E MAIN ST, SILVER LAKE, IN 46982-8824
Document Number	2019010251
Map Reference	MB 3 PG 370
Instrument Date	Oct 23, 2018
Instrument	2019010251
Transaction Type	Foreclosure
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 W 400 S, WARSAW, IN 46580-8206
Investor	Possibly a Property Investor

May 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	May 27, 2005
Property Address	202 E MAIN ST, SILVER LAKE, IN 46982-8824
Document Number	200500007429
Map Reference	MB3 PG370
Instrument Date	May 26, 2005
Instrument	200500007429
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 E MAIN ST, SILVER LAKE, IN 46982-8824

Mortgage

Document Number	200500007430
Date	May 27, 2005
Instrument	200500007430

Lender

Name	FIRST FRANKLIN A DIVISION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Jun 1, 2007
Change Frequency	6 Months
Min Rate At Change	7.75%
Max Rate At Change	10.7%
Index	6-Month LIBOR
Margin	6
Max Rate	13.7%

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Lake Township
Municipality	Silver Lake Town
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,794.00 (+23.63%)	$135,900 (+24.22%) Land $16,500 Building $119,400	$135,900 (+24.22%) Land $16,500 Building $119,400
2024	$2,260.00 (+4.78%)	$109,400 (+5.6%) Land $10,600 Building $98,800	$109,400 (+5.6%) Land $10,600 Building $98,800
2023	$2,157.00 (+6.15%)	$103,600 (+6.26%) Land $10,600 Building $93,000	$103,600 (+6.26%) Land $10,600 Building $93,000
2022	$2,032.00	$97,500 Land $9,200 Building $88,300	$97,500 Land $9,200 Building $88,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1982–2008)
Most Recent Claim	Jan 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILVER LAKE WATER WORKS serves 1,030 people · EPA ID IN5243021
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
RTC Communications Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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