111 E Main St, Saint Lucas, IA 52166 Property Records

Fayette County property record for 111 E Main St, Saint Lucas, IA 52166

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,946 sqft · built 1916
Lot Size	0.528 acres (23,016 sqft)
Owner	Individual Name on File
Last Sale	$68,500 (Aug 2019)
Tax Bill	$1,596 (2026)
Deeds & Mortgages	Aug 2019 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0208201009`

Property Details

APN / Parcel Number

Primary APN	`0208201009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,946 sqft Living Area
1st Floor Area	980 sqft
Basement Area	980 sqft
Unfinished Basement	980 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,016 sqft (0.528 acres)
Lot Dimensions	274 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Water Source	Well

Location & Zoning

Street Address	111 E MAIN ST
City	SAINT LUCAS
State	IA
Zip	52166-7701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NE COR W 1/4 NW NE TH W 132.5'SE 220' S 75' E 50' N 274' TO BEG
Jurisdiction	FAYETTE IA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1023
Census Tract	80700

Owner

111 E Main St is owned and occupied by an individual who bought it in August 2019.

Source: Fayette County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	111 E MAIN ST, SAINT LUCAS, IA 52166-7701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2019	Deed of Trust, Mortgage · Balloon Mortgage LUANA SAVINGS BANK
Aug 27, 2019	Warranty Deed, Transfer · Balloon Mortgage LUANA SAVINGS BANK
Jan 2, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2019 · Amount on File
Deed Sale	Aug 27, 2019 · Amount on File
Prior Sale	Jan 2, 2018 · Amount on File
Deed Document Number	20192408
Deed Book / Page	2019 / 2408
Prior Transfer Date	Dec 22, 2017
Prior Transfer Doc	2018/0014
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	111 E MAIN ST, SAINT LUCAS, IA 52166-7701
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/2410
Date	Aug 27, 2019
Book Page	2019/2410
Instrument	2410

Lender

Name	LUANA SAVINGS BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE IA
Recording Date	Aug 27, 2019
Property Address	111 E MAIN ST, SAINT LUCAS, IA 52166-7701
Document Number	2019/2408
Book / Page	2019 / 2408
Instrument Date	Aug 26, 2019
Instrument	2408
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 E MAIN ST, SAINT LUCAS, IA 52166-7701

Mortgage

Document Number	02019/2409
Date	Aug 27, 2019
Book Page	2019/2409
Instrument	2409

Lender

Name	LUANA SAVINGS BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE IA
Recording Date	Jan 2, 2018
Property Address	111 E MAIN ST, SAINT LUCAS, IA 52166-7701
Document Number	2018/0014
Book / Page	2018 / 0014
Instrument Date	Dec 22, 2017
Instrument	2018 0014
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15446 NATURE RD, WEST UNION, IA 52175-9665

Tax Assessment & Valuation

The 2026 property tax bill for 111 E Main St was $1,596, up 33% from the year before.

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Municipality	St. Lucas City
Unified School District	Turkey Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,596.00 (+33%)	$88,310 (-) Land $9,560 Building $78,750	$88,310 (-) Land $9,560 Building $78,750
2025	$1,200.00 (-25.51%)	$88,310 Land $9,560 Building $78,750	$88,310 Land $9,560 Building $78,750
2024	$1,611.00
2023		$79,900 (+25.49%) Land $9,560 Building $70,340	$79,900 Land $9,560 Building $70,340
2022	$1,612.00	$63,670 Land $7,970 Building $55,700
2021			$63,670 Land $7,970 Building $55,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hawkeye Telephone Fiber	1,000 / 1,000
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
Nextlink Fixed Wireless	100 / 20

May also be available: Acentek.

Cell Coverage

5G and 4G LTE (outdoors only)

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