203 E Main St, Decorah, IA 52101 Property Records

Winneshiek County property record for 203 E Main St, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,704 sqft · built 1890
Lot Size	0.15 acres (6,519 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jul 2024)
Tax Bill	$3,510 (2026)
Deeds & Mortgages	Oct 2024 Sale Jul 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111643800200`

Property Details

APN / Parcel Number

Primary APN	`111643800200`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,704 sqft Living Area
1st Floor Area	908 sqft
Basement Area	908 sqft
Unfinished Basement	908 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,519 sqft (0.15 acres)
Lot Dimensions	123 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	203 E MAIN ST
City	DECORAH
State	IA
Zip	52101-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 15 ORIG DECORAH
Legal Range	08W
Legal Township	98N
Legal Section	16
Legal Subdivision	DECORAH
Legal Block	15
Legal Lot Number	4
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	1
Census Block	1070
Census Tract	950200

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	504 VALLEY DR, 15, DECORAH, IA 52101-1557
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2024	Warranty Deed, Transfer
Jul 1, 2024	Warranty Deed, Transfer · Conventional Mortgage DECORAH BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2024 · Amount on Record
Deed Sale	Jul 1, 2024 · Amount on Record
Prior Sale	Sep 2, 2014 · Amount on Record
Deed Document Number	20241453
Deed Book / Page	2024 / 1453
Record Updated	Oct 29, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Oct 9, 2024
Property Address	203 E MAIN ST, DECORAH, IA 52101-1825
Document Number	02024/1453
Book / Page	2024 / 1453
Instrument Date	Oct 1, 2024
Instrument	2024 1453
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$21.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 N MAIN ST, BUFFALO CENTER, IA 50424-1205

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jul 1, 2024
Property Address	203 E MAIN ST, DECORAH, IA 52101-1825
Document Number	02024/1453
Book / Page	2024 / 1453
Instrument Date	Jun 19, 2024
Instrument	2024 1453
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	504 VALLEY DR APT 15, 15, DECORAH, IA 52101-1557
Investor	Possibly a Property Investor

Mortgage

Document Number	0020241456
Date	Jul 1, 2024
Instrument	2024 1456

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2054

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,510.00	$202,920 (-) Land $23,370 Building $179,550	$202,920 (-) Land $23,370 Building $179,550
2025	$3,510.00 (+5.03%)	$202,920 (+14.27%) Land $23,370 Building $179,550	$202,920 (+14.27%) Land $23,370 Building $179,550
2024	$3,342.00 (+10.37%)
2023		$177,580 (+15.18%) Land $23,370 Building $154,210	$177,580 (+15.18%) Land $23,370 Building $154,210
2022	$3,028.00 Homeowner's exemption	$154,170 Land $19,480 Building $134,690
2021			$154,170 Land $19,480 Building $134,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures