Onslow County property record for 207 E Howard Dr, Jacksonville, NC 28540
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,994 sqft · built 2011 |
| Lot Size | 0.727 acres (31,668 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $257,000 (Jul 2016) |
| Tax Bill | $2,082 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Mar 2024 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56C-65 |
| Primary APN | 56C-65 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,994 sqft Living Area |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 31,668 sqft (0.727 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 427483000 |
|---|---|
| Street Address | 207 E HOWARD DR |
| City | JACKSONVILLE |
| State | NC |
| Zip | 28540-8587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | L46 P2 RIVER BLUFF |
| Legal Subdivision | RIVER BLUFF PH2 |
| Legal Lot Number | 46 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | RICHLANDS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 205 |
207 E Howard Dr is owned and occupied by two individuals who bought it in July 2016.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 207 E HOWARD DR, JACKSONVILLE, NC 28540-8587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Mar 6, 2024 | Warranty Deed, Transfer |
| Mar 7, 2024 | Intrafamily Transfer, Transfer |
| Jun 14, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jul 2, 2019 | Loan Modification, Mortgage · Conventional with PMI DOVENMUEHLE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2016 · Amount on File |
| Deed Sale | Jul 29, 2016 · Amount on File |
| Prior Sale | Nov 15, 2013 · Amount on File |
| Deed Book / Page | 4490 / 134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jun 26, 2026 |
| Property Address | 207 E HOWARD DR, JACKSONVILLE, NC 28540-8587 |
| Document Number | 6622000507 |
| Book / Page | 6622 / 507 |
| Instrument Date | Jun 22, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 207 E HOWARD DR, JACKSONVILLE, NC 28540-8587 |
| Document Number | 6622000507, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 6622/507 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Mar 6, 2024 |
| Property Address | 207 E HOWARD DR, JACKSONVILLE, NC 28540-8587 |
| Document Number | 0061100685 |
| Book / Page | 6110 / 685 |
| Instrument Date | Feb 20, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 860 FOUNTAINTOWN RD, BEULAVILLE, NC 28518-7587 |
| Name | Verified Name |
|---|---|
| Address | 476 EDMUND BRINSON RD, BEULAVILLE, NC 28518-7534 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Mar 7, 2024 |
| Property Address | 207 E HOWARD DR, JACKSONVILLE, NC 28540-8587 |
| Document Number | 0061110291 |
| Book / Page | 6111 / 291 |
| Instrument Date | Feb 20, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 860 FOUNTAINTOWN RD, BEULAVILLE, NC 28518-7587 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 207 E HOWARD DR, JACKSONVILLE, NC 28540-8587 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057740430 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 5774/430 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, NC 28540 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 207 E HOWARD DR, JACKSONVILLE, NC 28540-8587 |
| Document Number | 0050080254 |
| Instrument Date | Jul 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 207 E HOWARD DR JACKSONVILLE NC 285408587, JACKSONVILLE, NC 28540-8587 |
| Document Number | 0050080254 |
|---|---|
| Date | Aug 23, 2019 |
| Book Page | 005008/000254 |
| Name | DOVENMUEHLE MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Aug 22, 2059 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
The 2026 property tax bill for 207 E Howard Dr was $2,082.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,082.00 | $411,318 (+29.39%) Land $58,500 Building $352,818 | $411,318 (+29.39%) Land $58,500 Building $352,818 |
| 2025 | $2,082.00 | $317,894 Land $35,000 Building $282,894 | $317,894 Land $35,000 Building $282,894 |
| 2023 | $2,082.00 | $317,894 Land $35,000 Building $282,894 | $317,894 Land $35,000 Building $282,894 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 207 E Howard Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 78 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 78 in force |
| Nearby Flood Claims | 20 (2016–2022) |
| Claims Outside the SFHA | 1 of 20 |
| Most Recent Claim | Mar 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 207 E Howard Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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