Onslow County property record for 200 E Howard Dr, Jacksonville, NC 28540
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,396 sqft · built 2006 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on File |
| Last Sale | $394,000 (Jul 2026) |
| Tax Bill | $1,657 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56C-3 |
| Primary APN | 56C-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,396 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,994 sqft (0.459 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 490033046 |
|---|---|
| Street Address | 200 E HOWARD DR |
| City | JACKSONVILLE |
| State | NC |
| Zip | 28540-8587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | L3 P1 RIVER BLUFF |
| Legal Subdivision | RIVER BLUFF |
| Legal Lot Number | 3 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | RICHLANDS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 205 |
200 E Howard Dr is owned and occupied by an individual who bought it in July 2026.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 200 E HOWARD DR, JACKSONVILLE, NC 28540-8587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2026 | Warranty Deed, Transfer · VA Mortgage NEWREZ LLC |
| Feb 6, 2024 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 25, 2023 | Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 29, 2021 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2026 · Amount on File |
| Deed Sale | Jul 20, 2026 · Amount on File |
| Prior Sale | Jan 25, 2023 · Amount on File |
| Deed Book / Page | 6637 / 369 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jul 20, 2026 |
| Property Address | 200 E HOWARD DR, JACKSONVILLE, NC 28540-8587 |
| Document Number | 6637000369 |
| Book / Page | 6637 / 369 |
| Instrument Date | Jun 24, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $79,588.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 200 E HOWARD DR, JACKSONVILLE, NC 28540-8587 |
| Document Number | 6637000372, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 6637/372 |
| Name | NEWREZ LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 200 E HOWARD DR, JACKSONVILLE, NC 28540-8587 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2024 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 200 E HOWARD DR, JACKSONVILLE, NC 28540-8587 |
| Document Number | 0060960118 |
|---|---|
| Date | Feb 6, 2024 |
| Book Page | 6096/118 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jan 25, 2023 |
| Property Address | 200 E HOWARD DR, JACKSONVILLE, NC 28540-8587 |
| Document Number | 0059040521 |
| Book / Page | 5904 / 521 |
| Map Reference | MB 48 PG 193 |
| Instrument Date | Jan 10, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 200 E HOWARD DR, JACKSONVILLE, NC 28540-8587 |
| Document Number | 0005904525 |
|---|---|
| Date | Jan 25, 2023 |
| Instrument | 5904-525 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 200 E HOWARD DR, JACKSONVILLE, NC 28540-8587 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0055030185 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 5503/185 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2026 property tax bill for 200 E Howard Dr was $1,657.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,657.00 | $386,470 (+29.63%) Land $58,500 Building $327,970 | $386,470 (+29.63%) Land $58,500 Building $327,970 |
| 2025 | $1,657.00 | $298,123 Land $35,000 Building $263,123 | $298,123 Land $35,000 Building $263,123 |
| 2023 | $1,952.00 | $298,123 Land $35,000 Building $263,123 | $298,123 Land $35,000 Building $263,123 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 200 E Howard Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 78 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 78 in force |
| Nearby Flood Claims | 20 (2016–2022) |
| Claims Outside the SFHA | 1 of 20 |
| Most Recent Claim | Mar 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 200 E Howard Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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