207 E Elder St, Cumberland, MD 21502 Property Records

Allegany County property record for 207 E Elder St, Cumberland, MD 21502 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1905
Square Footage	1,878 sqft Total Area
Lot Size	7,500 sqft (0.172 acres)
Garage	Detached, 480 sqft
Occupancy	Owner Occupied
Last Sale	$65,000 (2021)
Tax Bill	$1,295.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`04-012402`
Alternative APNs	`4012402` `012402`

Interior

Full Baths	1 Baths
Building Area	1,878 sqft Total Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	7,500 sqft (0.172 acres)
Depth X Width	125 ft x 60 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	480 sqft Garage
Deck Area	256 sqft Deck
Patio Area	160 sqft Patio
Porch Area	228 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	012402
Street Address	207 E ELDER ST
City	CUMBERLAND
State	MD
Zip	21502-4709
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	207 ELDER ST LOTS 198-199 60X125 HUMBIRD ADDN
Legal Subdivision	HUMBIRD ADD
Legal Lot Number	198,199
Jurisdiction	ALLEGANY MD
Minor Civil Division	4, CUMBERLAND
Census Blockgroup	1
Census Block	1082
Census Tract	800

Owner

Source: Allegany County records · APN 04-012402

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	207 E ELDER ST, CUMBERLAND, MD 21502-4709
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Al (and Others) - Vendor Data Only

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Deed Book / Page	2702 / 463
Record Refreshed	Sep 20, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Sep 21, 2021
Property Address	207 E ELDER ST, CUMBERLAND, MD 21502-4709
Document Number	002702-0463
Book / Page	2702 / 463
Instrument Date	Sep 10, 2021
Transaction Type	Transfer
Record Updated	May 02, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 E ELDER ST, CUMBERLAND, MD 21502-4709

Mortgage

Document Number	0002702469
Date	Sep 21, 2021
Instrument	2702/469

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,400 (+22.28%) Land $12,300 Building $138,100	$150,400 (+22.28%) Land $12,300 Building $138,100
2025	$1,295.00 (+13.2%)
2023	$1,144.00	$123,000 Land $12,300 Building $110,700	$123,000 Land $12,300 Building $110,700