202 E Elder St, Cumberland, MD 21502 Property Records

Allegany County property record for 202 E Elder St, Cumberland, MD 21502 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1.5 Baths
Year Built	Built 1900
Square Footage	2,008 sqft Total Area
Lot Size	3,750 sqft (0.086 acres)
Occupancy	Owner Occupied
Last Sale	$59,000 (2017)
Tax Bill	$568.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`04-039556`
Alternative APNs	`4039556` `039556`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,008 sqft Total Area
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	3,750 sqft (0.086 acres)
Depth X Width	125 ft x 30 ft Depth x Width
Deck Area	120 sqft Deck
Porch	1 Porch
Porch Area	66 sqft Porch

Utilities and HVAC

Heating System	Radiant Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	039556
Street Address	202 E ELDER ST
City	CUMBERLAND
State	MD
Zip	21502-4710
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	202 ELDER ST LOT 127 30X125 HUMBIRD ADDN
Legal Subdivision	HUMBIRD ADD
Legal Lot Number	127
Jurisdiction	ALLEGANY MD
Minor Civil Division	4, CUMBERLAND
Census Blockgroup	1
Census Block	1083
Census Tract	800

Owner

Source: Allegany County records · APN 04-039556

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	202 E ELDER ST, CUMBERLAND, MD 21502-4710
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Prior Sale	Dec 29, 2000 · Amount on Record
Deed Doc Number	20172300-374
Deed Book / Page	2300 / 374
Record Refreshed	Sep 20, 2026

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	May 31, 2017
Property Address	202 E ELDER ST, CUMBERLAND, MD 21502-4710
Document Number	0023000374
Book / Page	002300 / 000374
Instrument Date	May 19, 2017
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$413.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 E ELDER ST CUMBERLAND MD 215024710, CUMBERLAND, MD 21502-4710

Mortgage

Document Number	23000380
Date	May 31, 2017
Book Page	002300/000380

Lender

Name	AL-GAR FCU
Type	Credit Union
Address	CUMBERLAND, MD 21502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 30, 2032

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,700 (+30.44%) Land $7,500 Building $66,200	$73,700 (+30.44%) Land $7,500 Building $66,200
2025	$568.00 (+8.19%) Homeowner's exemption
2023	$525.00 Homeowner's exemption	$56,500 Land $7,500 Building $49,000	$56,500 Land $7,500 Building $49,000