207 Dixie St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 207 Dixie St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,344 sqft · built 2003
Lot Size	0.103 acres (4,487 sqft)
Owner	Individual Name on Record
Last Sale	$299,000 (Nov 2024)
Tax Bill	$6,207 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-03-16-448-012`

Property Details

APN / Parcel Number

Primary APN	`70-03-16-448-012`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,344 sqft Living Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	75 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	207 DIXIE ST
City	SPRING LAKE
State	MI
Zip	49456-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MFR-A
Legal Description	LOTS 32 & 33 STRENG & GILLELAND'S SUBD VIL OF SPRING LAKE A SUB OF BLK 1 & E 360 FT OF BLK 2 VILLAGE OF MILL POINT
Legal Range	15W
Legal Township	5N
Legal Section	16
Legal Subdivision	STRENG GILLELANDS SUB
Legal Block	1-2
Legal Lot Number	32-33
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	1
Census Block	1015
Census Tract	21100

Owner

Source: Ottawa County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	207 DIXIE ST, SPRING LAKE, MI 49456-1614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Sep 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2024 · Amount on Record
Deed Sale	Nov 4, 2024 · Amount on Record
Prior Sale	Jun 30, 2015 · Amount on Record
Deed Document Number	202428931
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	207 DIXIE ST, SPRING LAKE, MI 49456-1614
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 DIXIE ST, SPRING LAKE, MI 49456-1614

Mortgage

Document Number	20260004546
Date	Feb 19, 2026
Instrument	2026-0004546

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.74%
Type Change Date	Mar 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	1-Year CMT
Max Rate	10.7%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	207 DIXIE ST, SPRING LAKE, MI 49456-1614
Transaction Type	Mortgage
Record Updated	Sep 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190031772
Date	Sep 10, 2019
Instrument	2019-0031772

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,800 (+15.55%)	$319,600 (+15.55%)
2025	$6,207.00 (+107.45%)
2023		$138,300	$276,600
2022	$2,992.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2016–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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