203 Dixie St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 203 Dixie St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1976
Lot Size	0.103 acres (4,487 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (Jul 2024)
Tax Bill	$6,418 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Oct 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-16-448-014`

Property Details

APN / Parcel Number

Primary APN	`70-03-16-448-014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	884 sqft Living Area
1st Floor Area	884 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	75 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	203 DIXIE ST
City	SPRING LAKE
State	MI
Zip	49456-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MFR-A
Legal Description	LOTS 30 & 31 STRENG & GILLELAND'S SUBD VIL OF SPRING LAKE A SUB OF BLK 1 & E 360 FT OF BLK 2 VILLAGE OF MILL POINT
Legal Range	15W
Legal Township	5N
Legal Section	16
Legal Subdivision	STRENG GILLELANDS SUB
Legal Block	1-2
Legal Lot Number	30-31
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	1
Census Block	1015
Census Tract	21100

Owner

Source: Ottawa County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2815 84TH ST SE, CALEDONIA, MI 49316-9121
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK
Oct 15, 2021	Warranty Deed, Transfer BELL TITLE AGENCY/GRAND RAPIDS, BELL TTL AGCY OF GRAND RAPID
May 5, 2021	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Apr 18, 2017	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2024 · Amount on Record
Deed Sale	Jul 16, 2024 · Amount on Record
Prior Sale	Oct 15, 2021 · Amount on Record
Deed Document Number	202417814
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	203 DIXIE ST, SPRING LAKE, MI 49456-1614
Transaction Type	Mortgage
Record Updated	Jan 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2784 WOODLAKE RD SW 1, 1, WYOMING, MI 49519-4638

Mortgage

Document Number	20210061975
Date	Dec 20, 2021
Instrument	2021-0061975

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 15, 2021
Property Address	203 DIXIE ST, SPRING LAKE, MI 49456-1614
Document Number	20210051806
Map Reference	LB 7 PG 15
Instrument Date	Oct 12, 2021
Instrument	2021-0051806
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	BELL TITLE AGENCY/GRAND RAPIDS, BELL TTL AGCY OF GRAND RAPID

Transaction

Amount	Amount Recorded
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 DIXIE ST, 203, SPRING LAKE, MI 49456-1614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2784 WOODLAKE RD SW APT 1, 1, WYOMING, MI 49519-4638

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	203 DIXIE ST, SPRING LAKE, MI 49456-1614
Transaction Type	Mortgage
Record Updated	May 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210024089
Date	May 5, 2021
Instrument	2021-0024089

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	203 DIXIE ST, SPRING LAKE, MI 49456-1614
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	SUN TITLE AGENCY OF MI LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200012735
Date	Apr 1, 2020
Instrument	2020-0012735

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Apr 18, 2017
Property Address	203 DIXIE ST, SPRING LAKE, MI 49456-1614
Document Number	20170013913
Map Reference	LB7 PG15
Instrument Date	Apr 4, 2017
Instrument	2017-0013913
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,032.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14440 LAKESHORE DR, 14440, GRAND HAVEN, MI 49417-9306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 DIXIE ST, SPRING LAKE, MI 49456-1614

Mortgage

Document Number	20170013914
Date	Apr 18, 2017
Instrument	2017-0013914

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Mortgage

Document Number	20170013915
Date	Apr 18, 2017
Instrument	2017-0013915

Lender

Name	MICHIGAN STATE HOUSING DEVELOPMENT AUTHO
Type	Non-Lending Institution
Address	LANSING, MI 48912

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,600 (+15.8%)	$227,200 (+15.8%)
2025	$6,418.00 (+150.7%)
2023		$98,100	$196,200
2022	$2,560.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2016–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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