207 Crest Dr, Mount Carmel, TN 37645 Property Records

Hawkins County property record for 207 Crest Dr, Mount Carmel, TN 37645

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,400 sqft · built 1993
Lot Size	0.354 acres (15,407 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Apr 2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`022P-F-009.04`

Property Details

APN / Parcel Number

Primary APN	`022P-F-009.04`
Alternative APNs	`07022PF022P00904` `037022P F 00904`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	1,784 sqft
1st Floor Area	1,400 sqft
Basement Area	320 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2001
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,407 sqft (0.354 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	284 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	207 CREST DR
City	MOUNT CARMEL
State	TN
Zip	37645-3823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALTERS ADD PB: CAB1 PG: 126A BLK: 2 LOT: 19 ALSO LOT 20 100 X 150
Legal Subdivision	WALTERS ADD
Legal Block	2
Legal Lot Number	19
Jurisdiction	HAWKINS TN
Township / Civil Division	1
Census Block Group	3
Census Block	3011
Census Tract	50602

Owner

207 Crest Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Hawkins County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	207 CREST DR, MOUNT CARMEL, TN 37645-3823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC
Apr 21, 2026	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2026 · Amount on File
Deed Sale	Apr 21, 2026 · Amount on File
Prior Sale	Mar 28, 2003 · Amount on File
Deed Document Number	20262519
Deed Book / Page	1643 / 279
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWKINS TN
Recording Date	Apr 21, 2026
Property Address	207 CREST DR, MOUNT CARMEL, TN 37645-3823
Document Number	0000002519
Book / Page	1643 / 279
Instrument Date	Apr 3, 2026
Instrument	2026.2519
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	HERITAGE TITLE AND CLOSING SERVICES, HERITAGE TITLE & CLOSING SERVI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,740.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	207 CREST DR, MOUNT CARMEL, TN 37645-3823
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002520,
Date	Apr 21, 2026
Book Page	1643/282
Instrument	2026.2520

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWKINS TN
Recording Date	Apr 21, 2026
Property Address	207 CREST DR, MOUNT CARMEL, TN 37645-3823
Document Number	0RB1643279
Book / Page	1643 / 279
Instrument Date	Apr 3, 2026
Instrument	20262519
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	HERITAGE TITLE CLOSING, HERITAGE TITLE & CLOSING SERVI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,740.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	207 CREST DR, MOUNT CARMEL, TN 37645-3823
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002520,
Date	Apr 21, 2026
Book Page	1643/282
Instrument	20262520

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.75%
Max Rate	-1%

Tax Assessment & Valuation

Source: Hawkins County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hawkins County
Municipality	Mount Carmel Town
Unified School District	Hawkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$34,300 Land $4,500 Building $29,800	$137,200 Land $18,000 Building $119,200
2023	$34,300 Land $4,500 Building $29,800
2021		$137,200 Land $18,000 Building $119,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 207 Crest Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2010–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 Crest Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF HAWKINS COUNTY serves 19,972 people · EPA ID TN0000109
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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