206 Crest Dr, Mount Carmel, TN 37645 Property Records

Hawkins County property record for 206 Crest Dr, Mount Carmel, TN 37645

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,452 sqft · built 2017
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Jan 2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`037022P F 00803`

Property Details

APN / Parcel Number

Primary APN	`037022P F 00803`
Alternative APN	`022P F 00803`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	1,452 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.339 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	240 sqft
Deck Area	274 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	206 CREST DR
City	MOUNT CARMEL
State	TN
Zip	37645-3822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:8 DIST:07 CITY/MUNI/TWP:MOUNT CARMEL SUBD:HORNER JOSHUA & HEATHER MAP REF:022P
Legal Subdivision	HORNER JOSHUA & HEATHER
Legal Lot Number	8
Jurisdiction	HAWKINS TN
Township / Civil Division	1
Census Block Group	3
Census Block	3002
Census Tract	50602

Owner

Source: Hawkins County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 1906, MOUNT CARMEL, TN 37645-1906
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Mar 16, 2022	Deed of Trust, Mortgage · Line of Credit EASTMAN CU
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
May 14, 2019	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2025 · Amount on Record
Deed Sale	Jan 27, 2025 · Amount on Record
Prior Sale	Mar 5, 2018 · Amount on Record
Deed Document Number	25000401
Deed Book / Page	1581 / 219
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWKINS TN
Property Address	206 CREST DR, MOUNT CARMEL, TN 37645-3822
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 CREST DR, MOUNT CARMEL, TN 37645-3822

Mortgage

Document Number	0RB1625148
Date	Dec 9, 2025
Book Page	1625/148
Instrument	25007612

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWKINS TN
Property Address	206 CREST DR, MOUNT CARMEL, TN 37645-3822
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 CREST DR, MOUNT CARMEL, TN 37645-3822

Mortgage

Document Number	00RB145371
Date	Mar 16, 2022
Book Page	1453/71
Instrument	22002172

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 11, 2037

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWKINS TN
Property Address	206 CREST DR, MOUNT CARMEL, TN 37645-3822
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB1426378
Date	Sep 28, 2021
Book Page	1426/378
Instrument	21007756

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Aug 1, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWKINS TN
Property Address	206 CREST DR, MOUNT CARMEL, TN 37645-3822
Document Number	RB1308384
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Jun 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	206 CREST DR MOUNT CARMEL TN 376453822, MOUNT CARMEL, TN 37645-3822

Mortgage

Document Number	RB1308384
Date	May 28, 2019
Book Page	001308/000384
Instrument	3105

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

Tax Assessment & Valuation

Source: Hawkins County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hawkins County
Municipality	Mount Carmel Town
Unified School District	Hawkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$51,550 (+6.56%) Land $4,700 Building $46,850
2023	$48,375 Land $4,700 Building $43,675
2021		$206,200 Land $18,800 Building $187,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2010–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF HAWKINS COUNTY serves 19,972 people · EPA ID TN0000109
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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