207 Cordes St, O Fallon, MO 63366 Property Records

St. Charles County property record for 207 Cordes St, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,268 sqft · built 1960
Lot Size	0.215 acres (9,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jan 2026)
Tax Bill	$3,016 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`250560A000`

Property Details

APN / Parcel Number

Primary APN	`250560A000`
Alternative APN	`2-057A-4238-00-0005.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,268 sqft Living Area
Gross Area	2,800 sqft
1st Floor Area	1,268 sqft
Basement Area	1,268 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	76 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	250560A000
Street Address	207 CORDES ST
City	O FALLON
State	MO
Zip	63366-2524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	CRESTWOOD MANOR LOT 5
Legal Subdivision	CRESTWOOD MANOR
Legal Lot Number	5
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	1
Census Block	1006
Census Tract	311802

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	207 CORDES ST, O FALLON, MO 63366-2524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Jan 7, 2026	Warranty Deed, Transfer · FHA Mortgage US BANK NA
Dec 21, 2021	Affidavit of Death of Joint Tenant, Transfer INVESTORS TITLE COMPANY
Dec 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2026 · Amount on Record
Deed Sale	Jan 7, 2026 · Amount on Record
Prior Sale	Dec 21, 2021 · Amount on Record
Deed Document Number	2026798
Prior Transfer Date	Dec 15, 2021
Prior Transfer Doc	0000102633
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	207 CORDES ST, O FALLON, MO 63366-2524
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000800
Date	Jan 7, 2026
Instrument	2026R-000800

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 7, 2026
Property Address	207 CORDES ST, O FALLON, MO 63366-2524
Document Number	0000000798
Map Reference	MB 6 PG 68
Instrument Date	Dec 27, 2025
Instrument	2026R-000798
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	UNKNOWN, EXCEL TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23702 S STATE ROUTE 291, HARRISONVILLE, MO 64701-4094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 CORDES ST, O FALLON, MO 63366-2524

Mortgage

Document Number	0000000799
Date	Jan 7, 2026
Instrument	2026R-000799

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Dec 21, 2021
Property Address	207 CORDES ST, O FALLON, MO 63366-2524
Document Number	0000102632
Map Reference	MB 6 PG 68
Instrument Date	Dec 15, 2021
Instrument	2021R-102632
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Dec 21, 2021
Property Address	207 CORDES ST, O FALLON, MO 63366-2524
Document Number	0000102633
Map Reference	MB 6 PG 68
Instrument Date	Dec 15, 2021
Instrument	2021R-102633
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2005 GROTHE RD, 2005, WENTZVILLE, MO 63385-2104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 CORDES ST, O FALLON, MO 63366-2524

Mortgage

Document Number	0000102634
Date	Dec 21, 2021
Instrument	2021R-102634

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,792 (-)	$246,272 (-) Land $50,000 Building $196,272
2025	$3,016.00	$46,792 (+13.79%)	$246,272 (+13.79%) Land $50,000 Building $196,272
2023		$41,121
2022			$216,429 Land $50,000 Building $166,429

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Brightspeed, Wisper ISP.

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