204 Cordes St, O Fallon, MO 63366 Property Records

St. Charles County property record for 204 Cordes St, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1959
Lot Size	0.214 acres (9,300 sqft)
Owner	2 Individual Names on File
Last Sale	$222,800 (Aug 2020)
Tax Bill	$2,875 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Mar 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`250830A000`

Property Details

APN / Parcel Number

Primary APN	`250830A000`
Alternative APN	`2-057A-4238-00-0014.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	2,208 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Finished Basement	576 sqft
Unfinished Basement	384 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,300 sqft (0.214 acres)
Lot Dimensions	124 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	150 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	250830A000
Street Address	204 CORDES ST
City	O FALLON
State	MO
Zip	63366-2525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	CRESTWOOD MANOR LOT 14
Legal Subdivision	CRESTWOOD MANOR
Legal Lot Number	14
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	1
Census Block	1006
Census Tract	311802

Owner

204 Cordes St is owned and occupied by two individuals who bought it in August 2020.

Source: St. Charles County records, as of August 13, 2025

Owner of Record	2 Individual Names on File
Mailing Address	204 CORDES ST, O FALLON, MO 63366-2525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 4, 2020	Deed of Trust, Mortgage · Line of Credit LINDELL BK&TR
Feb 12, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 12, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2020 · Amount on File
Deed Sale	Aug 28, 2020 · Amount on File
Prior Sale	Feb 12, 2020 · Amount on File
Deed Document Number	2020629940
Deed Book / Page	7383 / 2342
Prior Transfer Date	Jul 23, 2001
Prior Transfer Doc	0026330568
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 28, 2020
Property Address	204 CORDES ST, O FALLON, MO 63366-2525
Document Number	0073832342
Book / Page	7383 / 2342
Map Reference	MB 6 PG 68
Instrument Date	Aug 25, 2020
Instrument	20200828000629940
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	882 ARBOR CHASE DR, 882, WILDWOOD, MO 63021-3603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 CORDES ST, O FALLON, MO 63366-2525

Mortgage

Document Number	20200828000629950
Date	Aug 28, 2020
Instrument	20200828000629950

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	204 CORDES ST, O FALLON, MO 63366-2525
Document Number	0072462186
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	CTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	882 ARBOR CHASE DR WILDWOOD MO 630213603, WILDWOOD, MO 63021-3603

Mortgage

Document Number	0072462186
Date	Mar 12, 2020
Book Page	007246/002186
Instrument	151080

Lender

Name	LINDELL BK&TR
Type	Bank
Address	CHESTERFIELD, MO 63017

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 12, 2020
Property Address	204 CORDES ST, O FALLON, MO 63366-2525
Document Number	0072300412
Book / Page	007230 / 000412
Instrument Date	Feb 10, 2020
Instrument	87450
Transaction Type	Transfer
Record Updated	Mar 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15455 MANCHESTER RD #496 BALLWIN MO 630225021, 496, BALLWIN, MO 63022-5021

February 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 12, 2020
Property Address	204 CORDES ST, O FALLON, MO 63366-2525
Document Number	0072300403
Book / Page	007230 / 000403
Instrument Date	Jan 28, 2020
Instrument	87440
Transaction Type	Foreclosure
Record Updated	Mar 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2720 DROSTE RD ST CHARLES MO 633011504, ST CHARLES, MO 63301-1504

Tax Assessment & Valuation

The 2025 property tax bill for 204 Cordes St was $2,875, up 4.4% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,875.00 (+4.43%)	$44,573	$234,594 Building $234,594
2024	$2,753.00
2023		$41,428
2022			$218,040 Land $50,000 Building $168,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 204 Cordes St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 204 Cordes St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Brightspeed, Wisper ISP.

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