207 Cherry Ave, Cookeville, TN 38501 Property Records

Putnam County property record for 207 Cherry Ave, Cookeville, TN 38501

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,517 sqft · built 1941
Lot Size	0.286 acres (12,500 sqft)
Owner	Owner Name on Record
Last Sale	$125,000 (Nov 2013)
Tax Bill	$1,417 (2022)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071053B F 00900`

Property Details

APN / Parcel Number

Primary APN	`071053B F 00900`
Alternative APN	`053B F 00900`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,517 sqft Living Area
1st Floor Area	1,517 sqft
Attic Area	1,110 sqft
Basement Area	1,517 sqft
Unfinished Basement	1,517 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1999
Exterior Material	Stucco
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.286 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	264 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	207 CHERRY AVE
City	COOKEVILLE
State	TN
Zip	38501-2500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HS
Legal Description	DISTRICT: 01 P/O LOT 3, COUNTY AREA: B01
Legal Subdivision	FREEZE ADD
Legal Block	2
Legal Lot Number	LIST
Jurisdiction	PUTNAM TN
Township / Civil Division	1
Census Block Group	1
Census Block	1023
Census Tract	500

Owner

Source: Putnam County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	745 FIRESIDE DR, COOKEVILLE, TN 38501-3009

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage AMERICAN BK & TR/CUMBERLANDS
Jun 9, 2017	Deed of Trust, Mortgage AMERICAN BK&TR/CUMBERLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2013 · Amount on Record
Deed Sale	Nov 26, 2013 · Amount on Record
Prior Sale	May 31, 2006 · Amount on Record
Deed Document Number	00RB795117
Deed Book / Page	RB795 / 117
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	207 CHERRY AVE, COOKEVILLE, TN 38501-2500
Document Number	RB1258534
Instrument Date	Dec 8, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	207 CHERRY AVE COOKEVILLE TN 385012500, COOKEVILLE, TN 38501-2500

Mortgage

Document Number	RB1258534
Date	Dec 8, 2020
Book Page	001258/000534
Instrument	249698

Lender

Name	AMERICAN BK & TR/CUMBERLANDS
Address	LIVINGSTON, TN 38570

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	207 CHERRY AVE, COOKEVILLE, TN 38501-2500
Document Number	RB999402
Book / Page	000999 / 000402
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	207 CHERRY AVE COOKEVILLE TN 385012500, COOKEVILLE, TN 38501-2500

Mortgage

Document Number	RB999402
Date	Jun 14, 2017
Book Page	000999/000402
Instrument	202316

Lender

Name	AMERICAN BK&TR/CUMBERLAND
Type	Bank
Address	808 W MAIN ST, LIVINGSTON, TN 38570-1722

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2047

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Municipality	Cookeville City
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,025 (-) Land $8,750 Building $34,275
2023		$43,025 Land $8,750 Building $34,275
2022	$1,417.00
2021			$172,100 Land $35,000 Building $137,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2010–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOKEVILLE WATER DEPT serves 49,711 people · EPA ID TN0000133
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Twin Lakes.

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