204 Cherry Ave, Cookeville, TN 38501 Property Records

Putnam County property record for 204 Cherry Ave, Cookeville, TN 38501

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,787 sqft · built 1929
Lot Size	0.114 acres (5,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,322 (2022)
Deeds & Mortgages	Jan 2021 Line of Credit May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071053B G 01100`

Property Details

APN / Parcel Number

Primary APN	`071053B G 01100`
Alternative APN	`053B G 01100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,787 sqft Living Area
1st Floor Area	1,490 sqft
Upper Floors Area	990 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1999
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	200 ft deep x 25 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	216 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	204 CHERRY AVE
City	COOKEVILLE
State	TN
Zip	38501-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HS
Legal Description	DISTRICT: 01 P/O LOTS 6 & 7, COUNTY AREA: B01
Legal Subdivision	FREEZE ADD
Legal Block	1
Legal Lot Number	LIST 7
Jurisdiction	PUTNAM TN
Township / Civil Division	1
Census Block Group	1
Census Block	1070
Census Tract	500

Owner

Source: Putnam County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 CHERRY AVE, COOKEVILLE, TN 38501-2522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Line of Credit PUTNAM 1ST MERCANTILE BANK
May 28, 2020	Quit Claim Deed, Transfer PUTNAM 1ST MERCANTILE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 1994
Deed Sale	Jun 10, 1994
Prior Sale	Nov 5, 2004
Deed Document Number	0000000334
Deed Book / Page	053B
Last Transfer Date	May 28, 2020
Transfer Doc	RB1200526
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	204 CHERRY AVE, COOKEVILLE, TN 38501-2522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 CHERRY AVE, COOKEVILLE, TN 38501-2522

Mortgage

Document Number	1266297
Date	Jan 5, 2021
Book Page	1266/297
Instrument	250904

Lender

Name	PUTNAM 1ST MERCANTILE BANK
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM TN
Recording Date	May 28, 2020
Property Address	204 CHERRY AVE, COOKEVILLE, TN 38501-2522
Document Number	RB1200526
Book / Page	001200 / 000526
Instrument Date	May 27, 2020
Instrument	240271
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$7.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	204 CHERRY AVE COOKEVILLE TN 385012522, COOKEVILLE, TN 38501-2522

Mortgage

Document Number	RB1212304
Date	May 28, 2020
Book Page	001212/000304
Instrument	242143

Lender

Name	PUTNAM 1ST MERCANTILE BK
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Municipality	Cookeville City
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,175 (-) Land $8,750 Building $31,425
2023		$40,175 Land $8,750 Building $31,425
2022	$1,322.00
2021			$160,700 Land $35,000 Building $125,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2010–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOKEVILLE WATER DEPT serves 49,711 people · EPA ID TN0000133
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Twin Lakes.

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