Harris County property record for 207 Cheddington Dr, Katy, TX 77450
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,166 sqft · built 1996 |
| Lot Size | 0.203 acres (8,845 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,695 (Sep 2025) |
| Tax Bill | $7,591 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Sep 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 117-494-001-0015 |
| Primary APN | 117-494-001-0015 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,166 sqft Living Area |
| 1st Floor Area | 1,639 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,845 sqft (0.203 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 374 sqft |
|---|---|
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 68 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1174940010015 |
|---|---|
| Street Address | 207 CHEDDINGTON DR |
| City | KATY |
| State | TX |
| Zip | 77450-1467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 15 BLK 1 GOVERNORS PLACE SEC 4 |
| Legal Subdivision | GOVERNORS PLACE SEC 4 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 455200 |
207 Cheddington Dr is owned and occupied by two individuals who bought it in September 2025.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 207 CHEDDINGTON DR, KATY, TX 77450-1467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 10, 2025 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Mar 4, 2025 | Warranty Deed, Transfer CAPITAL TITLE |
| Oct 18, 2021 | Vendor's Lien, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2025 · Amount on File |
| Deed Sale | Sep 10, 2025 · Amount on File |
| Prior Sale | Mar 4, 2025 |
| Deed Document Number | 2025360012 |
| Prior Transfer Date | Jun 29, 2007 |
| Prior Transfer Doc | 0000406978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 207 CHEDDINGTON DR, KATY, TX 77450-1467 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 207 CHEDDINGTON DR, KATY, TX 77450-1467 |
| Document Number | 0000466631 |
|---|---|
| Date | Dec 12, 2023 |
| Instrument | 2023-466631 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 335 Months |
| Due | Nov 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Sep 10, 2025 |
| Property Address | 207 CHEDDINGTON DR, KATY, TX 77450-1467 |
| Document Number | 0000360012 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 2025-360012 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 28, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 207 CHEDDINGTON DR, KATY, TX 77450-1467 |
| Document Number | 0000360013 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 2025-360013 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Mar 4, 2025 |
| Property Address | 207 CHEDDINGTON DR, KATY, TX 77450-1467 |
| Document Number | 0000076603 |
| Map Reference | MF 353011 |
| Instrument Date | Feb 28, 2025 |
| Instrument | 2025-76603 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 122 PINE CREST CIR, MONTGOMERY, TX 77316-1471 |
| Investor | Possibly a Property Investor |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Oct 18, 2021 |
| Property Address | 207 CHEDDINGTON DR, KATY, TX 77450-1467 |
| Document Number | 0000597802 |
| Map Reference | MF 353011 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2021-597802 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | ONE NATION TITLE, ONE NATION TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 207 CHEDDINGTON DR, KATY, TX 77450-1467 |
| Document Number | 0000597803 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021-597803 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 207 Cheddington Dr was $7,591, up 14.8% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $446,028 (-5.47%) Land $88,732 Building $357,296 | $446,028 (-5.47%) Land $88,732 Building $357,296 | |
| 2025 | $7,591.00 (+14.79%) Homeowner's exemption | $471,848 (-2.31%) Land $88,732 Building $383,116 | $471,848 (-2.31%) Land $88,732 Building $383,116 |
| 2024 | $6,613.00 (+16.51%) Homeowner's exemption | $483,014 (-1.08%) Land $61,709 Building $421,305 | $483,014 (-1.08%) Land $61,709 Building $421,305 |
| 2023 | $5,676.00 Homeowner's exemption | $488,309 Land $61,709 Building $426,600 | $488,309 Land $61,709 Building $426,600 |
| 2022 | $5,676.00 | ||
| 2020 | $5,383.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 207 Cheddington Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 207 Cheddington Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CIMARRON MUD serves 19,338 people · EPA ID TX1011410 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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