Harris County property record for 227 Cheddington Dr, Katy, TX 77450
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,198 sqft · built 1997 |
| Lot Size | 0.199 acres (8,686 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $168,932 (Dec 2022) |
| Tax Bill | $3,883 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Dec 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 117-494-004-0009 |
| Primary APN | 117-494-004-0009 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,198 sqft Living Area |
| 1st Floor Area | 1,660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,686 sqft (0.199 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 40 sqft |
| Patio Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1174940040009 |
|---|---|
| Street Address | 227 CHEDDINGTON DR |
| City | KATY |
| State | TX |
| Zip | 77450-1466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 9 BLK 4 GOVERNORS PLACE SEC 4 |
| Legal Subdivision | GOVERNORS PLACE SEC 4 |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 455200 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 227 CHEDDINGTON DR, KATY, TX 77450-1466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 5, 2017 | Deed of Trust, Mortgage · Stand-Alone First Mortgage DITECH FINANCIAL LLC |
| Dec 28, 2022 | Vendor's Lien, Transfer · Conventional Mortgage USAA FSB |
| Oct 14, 2022 | Warranty Deed, Transfer |
| Jul 26, 2022 | Deed of Distribution, Transfer · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2022 · Amount on Record |
| Deed Sale | Dec 28, 2022 · Amount on Record |
| Prior Sale | Oct 14, 2022 |
| Deed Document Number | 2022601986 |
| Prior Transfer Date | Jul 20, 2022 |
| Prior Transfer Doc | 0000383344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 227 CHEDDINGTON DR, KATY, TX 77450-1466 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000391318 |
|---|---|
| Date | Sep 5, 2017 |
| Instrument | 20170391318 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Dec 28, 2022 |
| Property Address | 227 CHEDDINGTON DR, KATY, TX 77450-1466 |
| Document Number | 0000601986 |
| Map Reference | MF 353011 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 2022-601986 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 227 CHEDDINGTON DR, KATY, TX 77450-1466 |
| Document Number | 0000601987 |
|---|---|
| Date | Dec 28, 2022 |
| Instrument | 2022-601987 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Oct 14, 2022 |
| Property Address | 227 CHEDDINGTON DR, KATY, TX 77450-1466 |
| Document Number | 0000508241 |
| Map Reference | MF 353011 |
| Instrument Date | Oct 10, 2022 |
| Instrument | 2022-508241 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jul 26, 2022 |
| Property Address | 227 CHEDDINGTON DR, KATY, TX 77450-1466 |
| Document Number | 0000383344 |
| Map Reference | MF 353011 |
| Instrument Date | Jul 20, 2022 |
| Instrument | 2022-383344 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 227 CHEDDINGTON DR, KATY, TX 77450-1466 |
| Document Number | 0000383345 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 2022-383345 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.19% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 10.1% |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $422,714 (-2.32%) Land $88,557 Building $334,157 | $422,714 (-2.32%) Land $88,557 Building $334,157 | |
| 2025 | $3,883.00 (-23.18%) Homeowner's exemption | $432,735 (-3.04%) Land $88,557 Building $344,178 | $432,735 (-3.04%) Land $88,557 Building $344,178 |
| 2024 | $5,055.00 (-35.44%) | ||
| 2023 | $446,305 Land $61,587 Building $384,718 | $446,305 Land $61,587 Building $384,718 | |
| 2022 | $7,830.00 (+189.14%) | ||
| 2020 | $2,708.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 40 (1979–2024) |
| Claims Outside the SFHA | 40 of 40 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CIMARRON MUD serves 19,338 people · EPA ID TX1011410 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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