207 Central Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 207 Central Ave, Capitola, CA 95010 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1.5 Baths
Year BuiltBuilt 1979
Square Footage1,660 sqft Living Area
Lot Size4,922 sqft (0.113 acres)
GarageAttached, 440 sqft
OccupancyOwner Occupied
Last Sale$875,000 (2012)
Tax Bill$13,656.00 (2025)

Property Details

APN / Parcel Number

Primary APN036-111-06
Alternative APN
  • 036-111-06-000

Interior

Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms4 Rooms
Building Area1,660 sqft Living Area
Gross Area2,100 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area4,922 sqft (0.113 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage
Deck Area207 sqft Deck
Patio Area207 sqft Patio
TopographySteep Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address207 CENTRAL AVE
CityCAPITOLA
StateCA
Zip95010-3406
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionCAMP CAPITOLA
Legal BlockN
Legal Lot Number6
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup2
Census Block2000
Census Tract121801

Owner

Source: Santa Cruz County records · APN 036-111-06

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address207 CENTRAL AVE, CAPITOLA, CA 95010-3406
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 17, 2022Deed of Trust, Mortgage · Line of Credit
PATELCO CU
Feb 28, 2019Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2012 · Amount on Record
Deed SaleAug 07, 2012 · Amount on Record
Deed Doc Number201237230
Prior Transfer DateJul 23, 2012
Prior Transfer Doc0000037575
Record RefreshedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address207 CENTRAL AVE, CAPITOLA, CA 95010-3406
Transaction TypeMortgage
Record UpdatedMay 31, 2022
Title CompanyE-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 CENTRAL AVE, CAPITOLA, CA 95010-3406

Mortgage

Document Number0000015506
DateMay 17, 2022
Instrument2022-0015506
Lender
NamePATELCO CU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
TypeLine of Credit
AmountAmount Recorded
Term302 Months
DueJun 30, 2047
Interest
Rate TypeAdjustable Rate
Rate4.25%
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
IndexPrime Rate
Max Rate17%

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address207 CENTRAL AVE, CAPITOLA, CA 95010-3406
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005166
DateFeb 28, 2019
Instrument2019-0005166
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueMar 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateMar 01, 2029
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.62%
Index1-Year CMT
Max Rate8.62%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,099,050 (+2%) Land $659,430 Building $439,620
2025$13,656.00 (+9.66%)$1,077,500 (+4.04%) Land $646,500 Building $431,000
2023$12,453.00 (+1.13%)$1,035,660 Land $621,396 Building $414,264$1,891,260
2022$12,314.00

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