203 Central Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 203 Central Ave, Capitola, CA 95010 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	1 Beds
Bathrooms	1 Baths
Year Built	Built 1997
Square Footage	448 sqft Living Area
Lot Size	1,263 sqft (0.029 acres)
Tax Bill	$11,137.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`036-111-08`
Alternative APN	`036-111-08-000`

Interior

Bedrooms	1 Beds
Full Baths	1 Baths
Total Rooms	3 Rooms
Building Area	448 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1997
Construction Type	Wood Construction
Roof Material	Composition Shingle Roof
Lot Area	1,263 sqft (0.029 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	203 CENTRAL AVE
City	CAPITOLA
State	CA
Zip	95010-3406
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Jurisdiction	SANTA CRUZ CA
Minor Civil Division	SANTA CRUZ
Census Blockgroup	2
Census Block	2000
Census Tract	121801

Owner

Source: Santa Cruz County records · APN 036-111-08

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	225 ARDEN RD, MENLO PARK, CA 94025-3054
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 23, 2013
Deed Sale	Dec 23, 2013
Prior Sale	May 20, 2005 · Amount on Record
Deed Doc Number	201357693
Prior Transfer Date	Aug 10, 2005
Prior Transfer Doc	0000069592
Record Refreshed	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	203 CENTRAL AVE, CAPITOLA, CA 95010-3406
Document Number	0000022285
Instrument Date	Jul 20, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 CENTRAL AVE CAPITOLA CA 950103406, CAPITOLA, CA 95010-3406

Mortgage

Document Number	0000022285
Date	Aug 05, 2019
Instrument	22285

Lender

Name	RICHARD J & KAREN A HARPENAU
Address	8190 SAND PINE CT, JUPITER, FL 33458

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$872,766 (+2%) Land $653,949 Building $218,817
2025	$11,137.00 (+9.93%)	$855,653 (+4.04%) Land $641,127 Building $214,526
2023	$10,131.00 (+1.22%)	$822,427 Land $616,231 Building $206,196	$2,841,030
2022	$10,009.00

Flood & Wildfire

203 Central Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.