207 Caroline St, Derby, CT 06418 Property Records

Derby City property record for 207 Caroline St, Derby, CT 06418

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 3,020 sqft · built 1877
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Apr 2023)
Tax Bill	$9,765 (2026)
Deeds & Mortgages	Apr 2023 Sale Feb 2020 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`DERB M:8 B:5 L:161`

Property Details

APN / Parcel Number

Primary APN	`DERB M:8 B:5 L:161`
Alternative APNs	`000409` `6280` `409`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,020 sqft Living Area
1st Floor Area	3,020 sqft
Basement Area	1,608 sqft
Unfinished Basement	1,608 sqft

Exterior

Year Built	Built 1877
Effective Year Built	Effective 1877
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	409
Street Address	207 CAROLINE ST
City	DERBY
State	CT
Zip	06418-1924
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	CDD
Legal Block	5
Legal Lot Number	161
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	1
Census Block	1023
Census Tract	120200

Owner

207 Caroline St, a triplex, is owned by two individuals who bought it in April 2023.

Source: Derby City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34 99TH ST, CORONA, NY 11368
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Warranty Deed, Transfer
Feb 28, 2020	Quit Claim Deed, Transfer UNKNOWN
Feb 19, 2020	Deed of Trust, Mortgage HOMETOWN EQUITY MTG
Feb 24, 2020	Quit Claim Deed, Transfer UNKNOWN
Sep 12, 2019	Warranty Deed, Transfer MADISON T CO
Sep 24, 2018	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2023 · Amount on File
Deed Sale	Apr 27, 2023 · Amount on File
Prior Sale	Sep 12, 2019 · Amount on File
Deed Document Number	20232561
Deed Book / Page	903 / 243
Prior Transfer Date	Feb 22, 2020
Prior Transfer Doc	814-157
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Apr 27, 2023
Property Address	207 CAROLINE ST, DERBY, CT 06418-1924
Document Number	000903-243
Book / Page	903 / 243
Instrument Date	Apr 19, 2023
Instrument	2561
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DERBY CT
Recording Date	Feb 28, 2020
Property Address	207 CAROLINE ST, DERBY, CT 06418-1924
Document Number	814-157
Book / Page	000814 / 000157
Instrument Date	Feb 22, 2020
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	207 CAROLINE ST DERBY CT 064181924, DERBY, CT 06418-1924

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	207 CAROLINE ST, DERBY, CT 06418-1924
Document Number	814-59
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 CAROLINE ST DERBY CT 064181924, DERBY, CT 06418-1924

Mortgage

Document Number	814-59
Date	Feb 24, 2020
Book Page	000814/000059

Lender

Name	HOMETOWN EQUITY MTG
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DERBY CT
Recording Date	Feb 24, 2020
Property Address	207 CAROLINE ST, DERBY, CT 06418-1924
Document Number	814-56
Book / Page	000814 / 000056
Instrument Date	Feb 19, 2020
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	207 CAROLINE ST DERBY CT 064181924, DERBY, CT 06418-1924

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Sep 12, 2019
Property Address	207 CAROLINE ST, DERBY, CT 06418-1924
Document Number	805-42
Book / Page	000805 / 000042
Instrument Date	Aug 26, 2019
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	207 CAROLINE ST DERBY CT 064181924, DERBY, CT 06418-1924

Mortgage

Document Number	805-45
Date	Sep 12, 2019
Book Page	000805/000045

Lender

Name	MADISON T CO

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2049

September 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	DERBY CT
Recording Date	Sep 24, 2018
Property Address	207 CAROLINE ST, DERBY, CT 06418-1924
Document Number	784-134
Book / Page	000784 / 000134
Instrument Date	Sep 24, 2018
Transaction Type	Foreclosure
Record Updated	Jan 16, 2019

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	207 CAROLINE ST DERBY CT 064181924, DERBY, CT 06418-1924

Tax Assessment & Valuation

The 2026 property tax bill for 207 Caroline St was $9,765, up 79.6% from the year before.

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,765.00 (+79.6%)	$254,030 (+101.84%) Land $22,960 Building $231,070
2025	$5,437.00	$125,860 Land $19,560 Building $106,300	$179,800 Land $27,943 Building $151,857
2024	$5,437.00 (+11.92%)
2023	$4,858.00	$125,860 (-) Land $19,600 Building $106,260
2022	$4,858.00	$125,860 Land $19,600 Building $106,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Caroline St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 Caroline St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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