Derby City property record for 195 Caroline St, Derby, CT 06418
| Property Type | Apartment House (2-4 Units) |
|---|---|
| Details | 7,152 sqft · built 1900 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Company Name on File |
| Last Sale | $206,000 (Jun 2017) |
| Tax Bill | $19,142 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | DERB M:8 B:5 L:163 |
| Primary APN | DERB M:8 B:5 L:163 |
|---|---|
| Alternative APNs |
|
| Units | 6 Units |
|---|---|
| Stories | 3 Stories |
| Building Area | 7,152 sqft Living Area |
| Gross Area | 9,536 sqft |
| Basement Area | 2,384 sqft |
| Unfinished Basement | 2,384 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 5,663 sqft (0.13 acres) |
| Heating System | Space Heater |
|---|---|
| Sewer | Septic |
| Account Number | 1401 |
|---|---|
| Street Address | 195 CAROLINE ST |
| City | DERBY |
| State | CT |
| Zip | 06418-1923 |
| Property Category | Commercial |
| Property Type | Residential > Multi-Unit > Apartment House (2-4 Units) |
| Local Zoning Code | CDD |
| Legal Block | 5 |
| Legal Lot Number | 163 |
| Jurisdiction | DERBY CT |
| Township / Civil Division | DERBY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 120200 |
195 Caroline St, a residential property, is owned by a company that bought it in June 2017.
Source: Derby City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 35 MINERVA ST, DERBY, CT 06418-1850 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2017 · Amount on File |
| Deed Sale | Jun 29, 2017 · Amount on File |
| Prior Sale | Nov 14, 1995 · Amount on File |
| Deed Book / Page | 758 / 347 |
| Transfer Doc | 0254000573 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 195 Caroline St was $19,142, up 68.3% from the year before.
Source: Derby City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Derby City |
| Unified School District | Derby School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,142.00 (+68.27%) | $497,980 (+89.1%) Land $52,290 Building $445,690 | |
| 2025 | $11,376.00 | $263,340 Land $44,140 Building $219,200 | $376,200 Land $63,057 Building $313,143 |
| 2024 | $11,376.00 (+11.91%) | ||
| 2023 | $10,165.00 | $263,340 (-) Land $44,100 Building $219,240 | |
| 2022 | $10,165.00 | $263,340 Land $44,100 Building $219,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Caroline St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 195 Caroline St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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