207 Bristol St, Morganton, NC 28655 Property Records

Burke County property record for 207 Bristol St, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,287 sqft · built 1950
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$290,000 (Jun 2022)
Tax Bill$1,509 (2026)
Deeds & MortgagesJun 2022 Sale & Mortgage
May 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2703398821

Property Details

APN / Parcel Number

Primary APN2703398821
Alternative APN
  • 3706

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,287 sqft Living Area
1st Floor Area1,287 sqft
Basement Area1,287 sqft
Unfinished Basement1,287 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2015
Architectural StyleConventional
Exterior MaterialBrick Veneer
Foundation TypeMasonry
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area161 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address207 BRISTOL ST
CityMORGANTON
StateNC
Zip28655-3118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLOW INTENS
Legal Description207 BRISTOL ST MORGANTON, NC 28655
Legal SubdivisionBRISTOL SUBDIVISION
JurisdictionBURKE NC
Township / Civil DivisionMORGANTON
Census Block Group1
Census Block1018
Census Tract20600

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address207 BRISTOL ST, MORGANTON, NC 28655-3118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2022Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
May 28, 2019Warranty Deed, Transfer · ARM
FIFTH THIRD BANK
Jan 3, 2018Warranty Deed, Transfer · ARM
STATE EMPLOYEES CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2022 · Amount on Record
Deed SaleJun 27, 2022 · Amount on Record
Prior SaleMay 28, 2019 · Amount on Record
Deed Document Number202221022781
Deed Book / Page2631 / 329
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateJun 27, 2022
Property Address207 BRISTOL ST, MORGANTON, NC 28655-3118
Document Number0026310329
Book / Page2631 / 329
Map ReferenceMB 2 PG 63
Instrument DateJun 23, 2022
Instrument2022022781
Transaction TypeTransfer
Record UpdatedJul 4, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$580.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2636 ESCH AVE, 2636, ANN ARBOR, MI 48104-6258

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 BRISTOL ST, MORGANTON, NC 28655-3118

Mortgage

Document Number2022022782
DateJun 27, 2022
Instrument2022022782
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2037

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateMay 28, 2019
Property Address207 BRISTOL ST, MORGANTON, NC 28655-3118
Document Number0024040713
Book / Page2404 / 0713
Map ReferenceMB 2 PG 63
Instrument DateMay 28, 2019
Instrument2017028195
Transaction TypeTransfer
Record UpdatedSep 28, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$344.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address500 N TERRACE PL, 500, MORGANTON, NC 28655-3757

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address207 BRISTOL ST, MORGANTON, NC 28655-3118

Mortgage

Document Number2017028196
DateMay 28, 2019
Instrument2017028196
Lender
NameFIFTH THIRD BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.87%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.87%
Index1-Year LIBOR
Max Rate8.87%

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateJan 3, 2018
Property Address207 BRISTOL ST, MORGANTON, NC 28655-3118
Document Number0023280091
Book / Page2328 / 0091
Map ReferenceMB2 PG63
Instrument DateJan 3, 2018
Instrument2017011748
Transaction TypeTransfer
Record UpdatedSep 28, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$266.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address611 CALHOUN RD, 611, MYRTLE BEACH, SC 29577-2203

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 BRISTOL ST, MORGANTON, NC 28655-3118

Mortgage

Document Number2017011749
DateJan 3, 2018
Instrument2017011749
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.62%
Change Frequency5 Years
Min Rate At Change6%
Index5-Year CMT
Margin2
Max Rate10.2%

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityMorganton City
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,509.00 (+0.33%)$253,542 (-) Land $34,800 Building $218,742$253,542 (-) Land $34,800 Building $218,742
2025$1,504.00 (-0.2%)$253,542 (-) Land $34,800 Building $218,742$253,542 (-) Land $34,800 Building $218,742
2023$1,507.00$253,542 Land $34,800 Building $218,742$253,542 Land $34,800 Building $218,742

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1994–2004)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2004 · Tropical Storm Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGANTON
serves 27,221 people · EPA ID NC0112015
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Compas X-Stream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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