Burke County property record for 206 Bristol St, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,152 sqft · built 1949 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $282,000 (Sep 2022) |
| Tax Bill | $1,234 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Apr 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2703398620 |
| Primary APN | 2703398620 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Foundation Type | Block |
| Roof Material | Metal |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Porch | Slab |
|---|---|
| Porch Area | 173 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Canopy | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 206 BRISTOL ST |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-3119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOW INTENS |
| Legal Description | 206 BRISTOL ST MORGANTON, NC 28655 |
| Legal Subdivision | L A BRISTOL ESTATE |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 20600 |
206 Bristol St is owned and occupied by two individuals who bought it in September 2022.
Source: Burke County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 206 BRISTOL ST, MORGANTON, NC 28655-3119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 12, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 28, 2019 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Feb 20, 2018 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2022 · Amount on File |
| Deed Sale | Sep 1, 2022 · Amount on File |
| Prior Sale | Aug 28, 2019 · Amount on File |
| Deed Document Number | 202221025362 |
| Deed Book / Page | 2643 / 992 |
| Prior Transfer Date | Feb 20, 2018 |
| Prior Transfer Doc | 0023340245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Sep 1, 2022 |
| Property Address | 206 BRISTOL ST, MORGANTON, NC 28655-3119 |
| Document Number | 0026430992 |
| Book / Page | 2643 / 992 |
| Map Reference | MB 2 PG 61 |
| Instrument Date | Sep 1, 2022 |
| Instrument | 2021025362 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $564.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6632 JOCELYN HOLLOW RD, 6632, NASHVILLE, TN 37205-3953 |
| Name | Verified Name |
|---|---|
| Address | 206 BRISTOL ST, MORGANTON, NC 28655-3119 |
| Document Number | 2021025363 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 2021025363 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 206 BRISTOL ST, MORGANTON, NC 28655-3119 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0023420516 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | 2342/0516 |
| Instrument | 2017014850 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MORGANTON, NC 28655 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Aug 28, 2019 |
| Property Address | 206 BRISTOL ST, MORGANTON, NC 28655-3119 |
| Document Number | 0024210054 |
| Book / Page | 2421 / 0054 |
| Map Reference | MB 2 PG 61 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 2017031545 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $304.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 206 BRISTOL ST, MORGANTON, NC 28655-3119 |
| Document Number | 2017031546 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 2017031546 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Feb 20, 2018 |
| Property Address | 206 BRISTOL ST, MORGANTON, NC 28655-3119 |
| Document Number | 0023340245 |
| Book / Page | 2334 / 0245 |
| Map Reference | MB2 PG61 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 2017013112 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $274.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 1960 SUNNYSIDE DR, 1960, MORGANTON, NC 28655-7419 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Living Trust |
| Address | 206 BRISTOL ST, MORGANTON, NC 28655-3119 |
| Document Number | 2017013113 |
|---|---|
| Date | Feb 20, 2018 |
| Instrument | 2017013113 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 10.2% |
The 2026 property tax bill for 206 Bristol St was $1,234, up 0.4% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,234.00 (+0.41%) | $204,001 (-) Land $34,800 Building $169,201 | $204,001 (-) Land $34,800 Building $169,201 |
| 2025 | $1,229.00 | $204,001 Land $34,800 Building $169,201 | $204,001 Land $34,800 Building $169,201 |
| 2023 | $1,230.00 | $204,001 Land $34,800 Building $169,201 | $204,001 Land $34,800 Building $169,201 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 206 Bristol St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1994–2004) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2004 · Tropical Storm Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 206 Bristol St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Compas X-Stream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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