207 Adams St, Ithaca, NY 14850 Property Records

Tompkins County and Ithaca City property record for 207 Adams St, Ithaca, NY 14850

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,159 sqft · built 1880
Lot Size	0.078 acres (3,421 sqft)
Owner	Individual Name on Record
Tax Bill	$4,742 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`500700 26.-5-3`

Property Details

APN / Parcel Number

Primary APN	`500700 26.-5-3`
Alternative APN	`070002600000050030000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,159 sqft Living Area
1st Floor Area	857 sqft
Upper Floors Area	302 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,421 sqft (0.078 acres)
Lot Dimensions	80.3 ft deep x 42.6 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	207 ADAMS ST
City	ITHACA
State	NY
Zip	14850-3514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Block	5
Legal Lot Number	3.000
Jurisdiction	TOMPKINS NY
Township / Civil Division	ITHACA
Census Block Group	2
Census Block	2014
Census Tract	700

Owner

Source: Tompkins County and Ithaca City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	207 ADAMS ST, ITHACA, NY 14850-3514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit CFCU COMMUNITY CU
Feb 8, 2021	Deed of Trust, Mortgage · FHA Mortgage TOMPKINS TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	207 ADAMS ST, ITHACA, NY 14850-3514
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009312
Date	Aug 17, 2022
Instrument	2022-09312

Lender

Name	CFCU COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	207 ADAMS ST, ITHACA, NY 14850-3514
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101191
Date	Feb 8, 2021
Instrument	2021-01191

Lender

Name	TOMPKINS TRUST CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Tompkins County and Ithaca City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tompkins County
Municipality	Ithaca City
Unified School District	Ithaca City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,742.00 (-49.59%) Homeowner's exemption Senior Citizen's exemption
2025	$9,406.00 (+181.03%)	$290,000 (+11.97%) Land $37,900 Building $252,100	$290,000 (+11.97%) Land $37,900 Building $252,100
2023		$259,000 Land $37,900 Building $221,100	$259,000 Land $37,900 Building $221,100
2020	$3,347.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	31 (1978–2014)
Claims Outside the SFHA	5 of 31
Most Recent Claim	Jan 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ITHACA CITY serves 29,457 people · EPA ID NY5404416
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorine dioxide resolved · Feb 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Starlink Satellite	280 / 30

May also be available: Fiberspark, Verizon.

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