20695 Windsurf Dr, Bemidji, MN 56601 Property Records

Hubbard County property record for 20695 Windsurf Dr, Bemidji, MN 56601

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,776 sqft · built 1979
Lot Size1.77 acres (77,101 sqft)
Owner2 Trust Names on File
Tax Bill$3,582 (2026)
APN22.39.00800

Property Details

APN / Parcel Number

Primary APN22.39.00800
Alternative APN
  • 51892

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,776 sqft Living Area
1st Floor Area1,926 sqft
Basement Area672 sqft
Finished Basement672 sqft
FlooringConcrete/Cement
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2000
Architectural StyleSplit Level
Exterior MaterialStucco
Roof TypeGambrel
Roof MaterialClay Tile
Lot Area77,101 sqft (1.77 acres)
Lot Width200 ft Width
Garage Area584 sqft
DrivewayDriveway
Driveway Area4,300 sqft
Parking Spaces2 Parking Spaces
Deck Area461 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number51892
Street Address20695 WINDSURF DR
CityBEMIDJI
StateMN
Zip56601-6752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.77 AC RKW POOR RICHARD'S LOT 8 BLK 1
Legal SubdivisionPOOR RICHARD'S
Legal Block1
Legal Lot Number8
JurisdictionHUBBARD MN
Township / Civil DivisionROCKWOOD
Census Block Group2
Census Block2003
Census Tract70100

Owner

20695 Windsurf Dr is owner-occupied and held in a trust.

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address20695 WINDSURF DR, BEMIDJI, MN 56601-6752
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 20695 Windsurf Dr was $3,582 with a homeowner's exemption.

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHubbard County
County SubdivisionRockwood Township
Unified School DistrictBemidji Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,582.00 Homeowner's exemption
2025$3,582.00$521,300 Land $120,300 Building $401,000$521,300 Land $120,300 Building $401,000
2022$5,450.00$404,500 Land $88,700 Building $315,800$404,500 Land $88,700 Building $315,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 20695 Windsurf Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20695 Windsurf Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Paul Bunyan Communications
Fiber
1,000 / 1,000

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