20563 Windsurf Dr, Bemidji, MN 56601 Property Records

Hubbard County property record for 20563 Windsurf Dr, Bemidji, MN 56601

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,969 sqft · built 1998
Lot Size1.48 acres (64,469 sqft)
OwnerIndividual Name on File
Tax Bill$4,492 (2026)
Deeds & MortgagesMar 2023 Refinance
May 2017 Transfer
APN22.39.00500

Property Details

APN / Parcel Number

Primary APN22.39.00500
Alternative APN
  • 20345

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,969 sqft Living Area
Basement Area1,224 sqft
Finished Basement1,224 sqft
FlooringParquet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area64,469 sqft (1.48 acres)
Lot Width154 ft Width
Garage TypeMixed
Garage Area672 sqft
Deck Area666 sqft
Shed1 Shed
Shed Area16 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Account Number20345
Street Address20563 WINDSURF DR
CityBEMIDJI
StateMN
Zip56601-6757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.48 AC RKW POOR RICHARD'S LOT 5 BLK 1
Legal SubdivisionPOOR RICHARD'S
Legal Block1
Legal Lot Number5
JurisdictionHUBBARD MN
Township / Civil DivisionROCKWOOD
Census Block Group2
Census Block2003
Census Tract70100

Owner

20563 Windsurf Dr is owned and occupied by an individual who acquired it in February 2022.

Source: Hubbard County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 217, BEMIDJI, MN 56619-0217
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
US BANK NA
May 8, 2017Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 22, 2022
Transfer Doc0000422553
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUBBARD MN
Property Address20563 WINDSURF DR, BEMIDJI, MN 56601-6757
Transaction TypeMortgage
Record UpdatedApr 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000428996
DateMar 14, 2023
InstrumentA000428996
Lender
NameUS BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueApr 1, 2053

May 2017: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHUBBARD MN
Recording DateMay 8, 2017
Property Address20563 WINDSURF DR, BEMIDJI, MN 56601-6757
Document NumberA000390464
Instrument DateMay 3, 2017
InstrumentA000390464
Transaction TypeTransfer
Record UpdatedJan 6, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2026 property tax bill for 20563 Windsurf Dr was $4,492 with a homeowner's exemption.

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHubbard County
County SubdivisionRockwood Township
Unified School DistrictBemidji Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,492.00 Homeowner's exemption
2025$4,492.00$639,900 Land $105,200 Building $534,700$639,900 Land $105,200 Building $534,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 20563 Windsurf Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20563 Windsurf Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Paul Bunyan Communications
Fiber
1,000 / 1,000

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