20695 E Liberty Rd, Clements, CA 95227 Property Records

San Joaquin County property record for 20695 E Liberty Rd, Clements, CA 95227 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,379 sqft · built 1969
Lot Size1.67 acres (72,745 sqft)
OwnerCompany Name on File
Tax Bill$3,841 (2025)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN009-190-150-000

Property Details

APN / Parcel Number

Primary APN009-190-150-000
Alternative APN
  • 009-190-15

Interior

Bedrooms3 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,379 sqft Living Area
1st Floor Area2,379 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleL-Shape
Construction TypeWood
Lot Area72,745 sqft (1.67 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number009-190-15
Street Address20695 E LIBERTY RD
CityCLEMENTS
StateCA
Zip95227-7102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description84 FORM 05 & POR OF 14 83047918
Legal Block1
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionLOCKEFORD
Census Block Group1
Census Block1009
Census Tract4703

Owner

Source: San Joaquin County records · APN 009-190-150-000

Assessment roll updated September 24, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 639, CLEMENTS, CA 95227-0639
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMar 02, 2006
Transfer Doc0000054478
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address20695 E LIBERTY RD, CLEMENTS, CA 95227-7102
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000070860
DateJun 22, 2017
Instrument2017-070860
Lender
NameFOUR POINTS FCU
TypeCredit Union
AddressCLEMENTS, CA 95227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
Unified School DistrictLodi Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,841.00 (+4.01%) Homeowner's exemption$354,531 (+4.04%) Land $87,832 Building $266,699
2023$3,693.00 (+2.27%) Homeowner's exemption$340,766 Land $84,422 Building $256,344$527,130
2022$3,611.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770047031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims2 (1998–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2017, other causes, Severe Winter Storms, Flooding, And Mudslides

Wildfire

Wildfire RiskHigh
above 75% of the US · above 51% of California
Wildfire LikelihoodAbout 1 in 196 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
Softcom Internet CommunicationsFixed Wireless (licensed-by-rule)400 / 50
VerizonFixed Wireless300 / 20
Cal.netFixed Wireless (unlicensed)100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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