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20389 E Liberty Rd, Clements, CA 95227 Property Records

San Joaquin County property record for 20389 E Liberty Rd, Clements, CA 95227

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,555 sqft · built 1991
Lot Size21.1 acres (920,858 sqft)
Owner2 Individual Names on File
Last Sale$700,000 (Feb 2017)
Tax Bill$8,850 (2026)
Deeds & MortgagesNov 2017 Mortgage
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN009-190-210-000

Property Details

APN / Parcel Number

Primary APN009-190-210-000
Alternative APN
  • 009-190-21

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,555 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleL-Shape
Construction TypeWood
Lot Area920,858 sqft (21.1 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number009-190-21
Street Address20389 E LIBERTY RD
CityCLEMENTS
StateCA
Zip95227-7181
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG80
Legal Description84-FM 03 PT TO 20 & 22 SPLIT PM 12-121
Legal Subdivision12-121, PARCEL MAP
Legal Block1
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionLOCKEFORD
Census Block Group1
Census Block1009
Census Tract4703

Owner

20389 E Liberty Rd is owned and occupied by two individuals who acquired it in February 2025.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address20389 E LIBERTY RD, CLEMENTS, CA 95227-7181
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2017Deed of Trust, Mortgage · Conventional with PMI
PARKSIDE LNDG
Feb 7, 2017Grant Deed, Transfer
PEONY INVESTMENTS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2017 · Amount on File
Deed SaleFeb 7, 2017 · Amount on File
Prior SaleDec 29, 2006 · Amount on File
Deed Document Number201716571
Last Transfer DateFeb 11, 2025
Transfer Doc0000013171
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address20389 E LIBERTY RD, CLEMENTS, CA 95227-7181
Document Number0000133716
Instrument DateNov 10, 2017
Transaction TypeMortgage
Record UpdatedDec 6, 2017
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8449 BATTLE FOREST DR NORTH CHARLESTON SC 294208417, NORTH CHARLESTON, SC 29420-8417

Mortgage

Document Number0000133716
DateNov 16, 2017
Instrument133716
Lender
NamePARKSIDE LNDG
AddressSAN FRANCISCO, CA 94103
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueNov 15, 2047

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateFeb 7, 2017
Property Address20389 E LIBERTY RD, CLEMENTS, CA 95227-7181
Document Number0000016571
Instrument DateJan 13, 2017
Instrument16571
Transaction TypeTransfer
Record UpdatedFeb 27, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20389 E LIBERTY RD CLEMENTS CA 95227, CLEMENTS, CA 95227

Mortgage

Document Number16573
DateFeb 7, 2017
Instrument16573
Lender
NamePEONY INVESTMENTS LLC
AddressROWLAND HEIGHTS, CA 91748
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 20389 E Liberty Rd was $8,850, up 0.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
Unified School DistrictLodi Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,850.00 (+0.32%)
2025$8,822.00$812,400 Land $407,361 Building $405,039
2023$8,483.00 (+2.25%)$780,856 Land $391,544 Building $389,312$984,240
2022$8,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20389 E Liberty Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims2 (1998–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20389 E Liberty Rd is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 51% of California
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
unWired Broadband
Fixed Wireless		400 / 50
Softcom Internet Communications
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
Cal.net
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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