20693 Heron Dr, Bodega Bay, CA 94923 Property Records

Sonoma County property record for 20693 Heron Dr, Bodega Bay, CA 94923

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,896 sqft · built 1986
Lot Size	0.187 acres (8,125 sqft)
Owner	Company Name on Record
Last Sale	$990,000 (Sep 2018)
Tax Bill	$12,269 (2025)
Deeds & Mortgages	Sep 2021 Transfer Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`100-310-022-000`

Property Details

APN / Parcel Number

Primary APN	`100-310-022-000`
Alternative APN	`100-310-022`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,896 sqft Living Area
Gross Area	3,661 sqft
1st Floor Area	652 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2010
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	8,125 sqft (0.187 acres)
Garage Type	Attached
Garage Area	765 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	100-310-022
Street Address	20693 HERON DR
City	BODEGA BAY
State	CA
Zip	94923-8840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CZ
Legal Description	BODEGA HARBOUR UNIT #2 LOT 3 BLK 4
Legal Subdivision	BODEGA HARBOUR
Legal Tract	428
Legal Block	4
Legal Lot Number	3
Jurisdiction	SONOMA CA
Township / Civil Division	RUSSIAN RIVER-SONOMA COAST
Census Block Group	2
Census Block	2005
Census Tract	154305

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 844, BODEGA BAY, CA 94923-0844
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Sep 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PROSPECT HOME FINANCE
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 26, 2018	Grant Deed, Transfer · ARM US BANK NA
Feb 22, 2018	Deed of Trust, Mortgage · Line of Credit TIAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2018 · Amount on Record
Deed Sale	Sep 26, 2018 · Amount on Record
Prior Sale	Feb 27, 2012 · Amount on Record
Deed Document Number	201867643
Prior Transfer Date	Apr 4, 2008
Prior Transfer Doc	0000032695
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Sep 29, 2021
Property Address	20693 HERON DR, BODEGA BAY, CA 94923
Document Number	0000108253
Map Reference	MB 184 PG 16-24
Instrument Date	Sep 24, 2021
Instrument	2021108253
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	50180 VIA SIMPATICO, LA QUINTA, CA 92253-7552

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Sep 29, 2021
Property Address	20693 HERON DR, BODEGA BAY, CA 94923
Document Number	0000108251
Map Reference	MB 184 PG 16-24
Instrument Date	Sep 24, 2021
Instrument	2021108251
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	LAWYERS TITLE-SD, LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	50180 VIA SIMPATICO, LA QUINTA, CA 92253-7552

Mortgage

Document Number	0000108252
Date	Sep 29, 2021
Instrument	2021108252

Lender

Name	PROSPECT HOME FINANCE
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	20693 HERON DR, BODEGA BAY, CA 94923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014815
Date	Feb 27, 2020
Instrument	2020014815

Lender

Name	US BANK NA
Type	Bank
Address	LA QUINTA, CA 92253

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Sep 26, 2018
Property Address	20693 HERON DR, BODEGA BAY, CA 94923
Document Number	0000067643
Map Reference	MB184 PG16-24
Instrument Date	Sep 22, 2018
Instrument	2018067643
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	50180 VIA SIMPATICO, LA QUINTA, CA 92253-7552

Mortgage

Document Number	0000067644
Date	Sep 26, 2018
Instrument	2018067644

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	8.87%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	20693 HERON DR, BODEGA BAY, CA 94923
Document Number	0000016578
Instrument Date	Feb 22, 2018
Transaction Type	Mortgage
Record Updated	Mar 28, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20693 HERON DR BODEGA BAY CA 94923, BODEGA BAY, CA 94923

Mortgage

Document Number	0000016578
Date	Mar 12, 2018
Instrument	16578

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Unified School District	Shoreline Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,554,847 (+40.79%) Land $443,752 Building $1,111,095
2025	$12,269.00 (+2.23%)	$1,104,360 (+4.04%) Land $435,051 Building $669,309
2023	$12,001.00 (+1.19%)	$1,061,478 Land $418,158 Building $643,320
2022	$11,860.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BODEGA BAY PUBLIC UTILITY DISTRICT serves 1,069 people · EPA ID CA4910021
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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