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20691 Fruitful Dr, Estero, FL 33928 Property Records

Lee County property record for 20691 Fruitful Dr, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,220 sqft · built 1999
Lot Size0.419 acres (18,252 sqft)
Owner2 Individual Names on File
Last Sale$36,000 (Jan 1998)
Tax Bill$2,927 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN27-46-25-E4-04000.0180

Property Details

APN / Parcel Number

Primary APN27-46-25-E4-04000.0180
Alternative APNs
  • 252746E4040000180
  • 10272989

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,220 sqft Living Area
Gross Area4,069 sqft
1st Floor Area2,338 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area18,252 sqft (0.419 acres)
Garage TypeAttached
Garage Area526 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area336 sqft
PorchSlab
Porch Area323 sqft
Patio Area546 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10272989
Street Address20691 FRUITFUL DR
CityESTERO
StateFL
Zip33928-3131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionGROVES S/D PB 43 PG 89 LOT 18
Legal Range25E
Legal Township46S
Legal Section27
Legal SubdivisionGROVES
Legal TractE4
Legal Block1
Legal Lot Number18
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1000
Census Tract50210

Owner

Source: Lee County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address20691 FRUITFUL DR, ESTERO, FL 33928-3131
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 1998 · Amount on File
Deed SaleJan 28, 1998 · Amount on File
Prior SaleJun 3, 1996 · Amount on File
Deed Book / Page2914 / 1137
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20691 FRUITFUL DR, ESTERO, FL 33928-3131
Transaction TypeMortgage
Record UpdatedJan 11, 2022
Title CompanyACCESS TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address20691 FRUITFUL DR, ESTERO, FL 33928-3131

Mortgage

Document Number0000422504
DateDec 27, 2021
Instrument2021000422504
Lender
NameTHE MORTGAGE WAREHOUSE
TypeMortgage Company
AddressLOUISVILLE, KY 40223
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,927.00 (+7.81%) Homeowner's exemption$236,927 (+5.99%)$564,194 (-3.83%) Land $137,420 Building $426,774
2023$2,715.00 (-1.77%) Homeowner's exemption$223,544 (+3%)$586,641 (+27.62%) Land $125,399 Building $461,242
2022$2,764.00 Homeowner's exemption$217,033$459,678 Land $88,572 Building $371,106

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 143 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies143 in force
Nearby Flood Claims2 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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