20671 Fruitful Dr, Estero, FL 33928 Property Records

Lee County property record for 20671 Fruitful Dr, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,000 sqft · built 1991
Lot Size	0.288 acres (12,545 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,638 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-46-25-E4-04000.0160`

Property Details

APN / Parcel Number

Primary APN	`27-46-25-E4-04000.0160`
Alternative APNs	`252746E4040000160` `27462504000000160` `10272987`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,000 sqft Living Area
Gross Area	4,227 sqft
1st Floor Area	2,116 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	12,545 sqft (0.288 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	350 sqft
Porch	Florida Room
Porch Area	422 sqft
Patio Area	534 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10272987
Street Address	20671 FRUITFUL DR
City	ESTERO
State	FL
Zip	33928-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	GROVES S/D PB 43 PG 89 LOT 16
Legal Range	25E
Legal Township	46S
Legal Section	27
Legal Subdivision	GROVES
Legal Tract	E4
Legal Block	1
Legal Lot Number	16
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1000
Census Tract	50210

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20671 FRUITFUL DR, ESTERO, FL 33928-3131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2017	Deed of Trust, Mortgage · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS
Aug 16, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20671 FRUITFUL DR, ESTERO, FL 33928-3131
Document Number	0000181803
Instrument Date	Aug 16, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20671 FRUITFUL DR ESTERO FL 339283131, ESTERO, FL 33928-3131

Mortgage

Document Number	0000181803
Date	Aug 22, 2017
Instrument	181803

Lender

Name	LIBERTY HM EQUITY SOLUTIONS
Type	Funding / Finance Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	5.71%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20671 FRUITFUL DR, ESTERO, FL 33928-3131
Document Number	0000181804
Instrument Date	Aug 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20671 FRUITFUL DR ESTERO FL 339283131, ESTERO, FL 33928-3131

Mortgage

Document Number	0000181804
Date	Aug 22, 2017
Instrument	181804

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	5.71%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,506 (+2.7%)	$477,801 (-14.08%) Land $96,545 Building $381,256
2025	$2,638.00 (+8.07%) Homeowner's exemption	$214,709 (+5.99%)	$556,121 (+2.31%) Land $108,205 Building $447,916
2023	$2,441.00 (-2.16%) Homeowner's exemption	$202,581 (+3%)	$543,557 (+34.51%) Land $125,399 Building $418,158
2022	$2,495.00 Homeowner's exemption	$196,681	$404,097 Land $88,572 Building $315,525

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 143 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	143 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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