20685 Nancy Ct, Cupertino, CA 95014 Property Records

Santa Clara County property record for 20685 Nancy Ct, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,168 sqft · built 1963
Lot Size	0.227 acres (9,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,530,000 (Jul 2007)
Tax Bill	$24,490 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`359-15-029`

Property Details

APN / Parcel Number

Primary APN	`359-15-029`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,168 sqft Living Area
1st Floor Area	1,416 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Wood
Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	90 ft deep x 110 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	20685 NANCY CT
City	CUPERTINO
State	CA
Zip	95014-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TR 3407 LOT 47
Legal Subdivision	PARADISE WEST
Legal Tract	3407
Legal Lot Number	47
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3015
Census Tract	507701

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20685 NANCY CT, CUPERTINO, CA 95014-2913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2007 · Amount on Record
Deed Sale	Jul 12, 2007 · Amount on Record
Prior Sale	Jul 12, 2007 · Amount on Record
Deed Document Number	0019504170
Last Transfer Date	Jun 14, 2016
Transfer Doc	0023334760
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20685 NANCY CT, CUPERTINO, CA 95014-2913
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20685 NANCY CT, CUPERTINO, CA 95014-2913

Mortgage

Document Number	0025151344
Date	Nov 2, 2021
Instrument	25151344

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Oct 1, 2031

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20685 NANCY CT, CUPERTINO, CA 95014-2913
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20685 NANCY CT, CUPERTINO, CA 95014-2913

Mortgage

Document Number	0024835611
Date	Feb 17, 2021
Instrument	24835611

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20685 NANCY CT, CUPERTINO, CA 95014-2913
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORPORATION SERVICE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20685 NANCY CT, CUPERTINO, CA 95014-2913

Mortgage

Document Number	0024668136
Date	Oct 22, 2020
Instrument	24668136

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$24,490.00 (+3.71%)	$2,009,668 (+4.04%) Land $1,444,863 Building $564,805
2023	$23,614.00 (+1.13%)	$1,931,632 Land $1,388,758 Building $542,874
2022	$23,349.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, Sail Internet, T-Mobile.

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