20635 Nancy Ct, Cupertino, CA 95014 Property Records

Santa Clara County property record for 20635 Nancy Ct, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,140 sqft · built 1963
Lot Size	0.18 acres (7,844 sqft)
Owner	Individual Name on Record
Last Sale	$3,281,000 (Jul 2022)
Tax Bill	$40,744 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jul 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`359-15-025`

Property Details

APN / Parcel Number

Primary APN	`359-15-025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,140 sqft Living Area
1st Floor Area	1,640 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Architectural Style	Other
Construction Type	Wood
Lot Area	7,844 sqft (0.18 acres)
Lot Dimensions	74 ft deep x 106 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	20635 NANCY CT
City	CUPERTINO
State	CA
Zip	95014-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TR 3407 LOT 43
Legal Subdivision	PARADISE WEST
Legal Tract	3407
Legal Lot Number	43
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3015
Census Tract	507701

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20635 NANCY CT, CUPERTINO, CA 95014-2913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Line of Credit HSBC BANK USA
Jul 29, 2022	Grant Deed, Transfer · Conventional Mortgage HSBC BANK USA
May 18, 2022	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 1, 2017	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Mar 28, 2013
Deed Document Number	25350310
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20635 NANCY CT, CUPERTINO, CA 95014-2913
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20635 NANCY CT, CUPERTINO, CA 95014-2913

Mortgage

Document Number	0025439796
Date	Feb 21, 2023
Instrument	25439796

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 29, 2022
Property Address	20635 NANCY CT, CUPERTINO, CA 95014-2913
Document Number	0025350310
Map Reference	MB 161 PG 2&3
Instrument Date	Jul 27, 2022
Instrument	25350310
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	610 E WEDDELL DR UNIT 438, 438, SUNNYVALE, CA 94089-2355

Mortgage

Document Number	0025350311
Date	Jul 29, 2022
Instrument	25350311

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.37%
Index	Other
Margin	3
Max Rate	9.37%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20635 NANCY CT, CUPERTINO, CA 95014-2913
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20635 NANCY CT, CUPERTINO, CA 95014-2913

Mortgage

Document Number	0025304497
Date	May 18, 2022
Instrument	25304497

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20635 NANCY CT, CUPERTINO, CA 95014-2913
Transaction Type	Mortgage
Record Updated	Sep 2, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20635 NANCY CT, CUPERTINO, CA 95014-2913

Mortgage

Document Number	0025073496
Date	Aug 23, 2021
Instrument	25073496

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20635 NANCY CT, CUPERTINO, CA 95014-2913
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023790584
Date	Nov 1, 2017
Instrument	23790584

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Nov 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	7.75%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20635 NANCY CT, CUPERTINO, CA 95014-2913
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20635 NANCY CT, CUPERTINO, CA 95014-2913

Mortgage

Document Number	0024638422
Date	Oct 1, 2020
Instrument	24638422

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$40,744.00 (+23.25%) Homeowner's exemption	$3,413,551 (+24.36%) Land $3,242,822 Building $170,729
2023	$33,057.00 (+49.07%) Homeowner's exemption	$2,745,000 Land $2,607,700 Building $137,300
2022	$22,176.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, Sail Internet, T-Mobile.

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